Expense Savings

ABA Insurance Services Inc.  – D&O Liability and Bond coverages
AI Oasis, Inc. – PATRIOT Officer, BSA/AML/ATF Software   
AI Oasis, Inc. – GUARDIAN Officer, Fraud Prevention Software  
Bank Employee Benefit Insurance Plans
   - Group Dental Plan
   - Group Term Life and AD&D
   - Optional Term Life Insurance for Employees
   - Executive Supplemental Life and AD&D
   - Dependent Life Insurance
   - Directors Life Insurance
   - Personal Accident Insurance
   - Long Term Disability
   - NYS Short Term Disability
CBCInnovis – Flood Zone Determination Program
Defined Benefit Retirement Plan
ODP Business Solutions   
Wolf and Co.