Coronavirus-Related Resources

The New York Bankers Association, like the general public, is concerned about the growing spread of the coronavirus and the impact it will have around the country and here in New York. NYBA is committed to sharing vital information and updates with the banking community and has created this resource page for the coronavirus with various links that will be updated continually.

State of New York

NYBA Chart: All Coronavirus-related Banking Activity in NYS  (updated 5/22/20)
NY Forward Loan Fund: $100 Million for Small Business Loans Focusing on MWBEs (posted 5/23/20)
NY Forward Business Reopening Lookup Tool (posted 5/18/20)
Executive Order 202.32: Modifications for Certain Tax Payments (posted 5/22/20)
Executive Order 202.31:Extends NY on PAUSE Until May 28 for Some Areas (posted 5/15/20)
Empire State Development Corp: Phase 1 Reopening Information (posted 5/15/20)
State of New York Regional Reopening Dashboard (posted 5/12/20)
Attorney General: Protection of Consumer Credit Ratings (posted 4/28/20)
Attorney General: CARES Act Payments & Debt Collection (posted 4/18/20)
DFS: New Guidance on Holding Virtual Required Meetings & Extension of Time on Stockholder Meetings (posted 4/16/20)
Executive Order 202.29: Extending Certain Prior Orders Until June 7 (posted 5/9/20)
Governor Cuomo: Extending New York State on PAUSE until May 15 (posted 4/17/20)
Executive Order 202.28: Extending Eviction Moratorium to August 20 (posted 5/8/20)
Executive Order 202.24: Regarding the Testing of Essential Workers (posted 4/26/20)
Executive Order 202.22: Regarding Local Tax Rolls (posted 4/24/20)
Executive Order 202.17: Protective Face Coverings in Public Places (posted 4/16/20)
Executive Order 202.16: Protective Equipment for Essential Employees (posted 4/13/20)
NYS List of Essential Businesses - Changes related to lawyers, real estate, debt collectors (posted 4/9/20)
DFS: Cybersecurity Guidance  (posted 4/13/20)
DFS:NYS-Regulated Student Loan Servicers Required to Provide Borrower Support (posted 4/8/20)
Executive Order: All Previous Orders Extended Until May 7 (posted 4/7/20)
Governor Cuomo to Extend NYS on PAUSE Until April 15 (posted 3/29/20)
DFS Emergency Regulation 
(posted 3/24/20)
DFS Industry Letter Regarding Paycheck Protection Program (posted 4/5/20)
DFS Urges State Regulated Entities to Fund CDFIs (posted 4/5/20)
NYS Dept. of Taxation & Finance Coronavirus Website (posted 3/23/20)
         NYS Tax Filing and Payment Date Officially Moved to July 15 (posted 3/30/20)    
        Guidance on Penalty Abatement and Other Matters (posted 3/23/20)
EO 202.9: Forbearance Guidance for Mortgage/Fee Relief (posted 3/21/20)
               DFS Emergency Regulation (posted 3/24/20)

Latest Guidance on Essential Services (posted 3/21/20)
Reducing Non-Essential Workforces by 100%--Banks Remain Essential (posted 3/21/2020)
90-Day Moratorium on Evictions of Individuals/Businesses  (posted 3/21/2020)
New Restrictions on Vulnerable Citizens (posted 3/20/2020)
Questions & Answers about the Essential Services Order (posted 3/23/20)
Empire State Development Corp. List of Essential Services (posted 3/20/20)
Notary Services by Video (posted 3/20/20)

DFS Consumer Letter Clarifying the Waiving of Certain Fees (posted 3/19/20)
Guidance Clarifying Governor Cuomo's Statement on Mortgage Relief (posted 3/19/20)
NYS Department of Financial Services
NYS Department of Health (Governor Cuomo's Updates)
     County-By-County COVID-19 Tracker - Updated Daily
     Executive Order - 50% Work from Home (Exempts Banks) (posted 3/19/20)
     Governor Cuomo Signs Paid Sick Leave Bill (posted 3/19/20)
     50% Work-From-Home Order Exempts Banks & Financial Services (Posted 3/18/2020)
     Governor Says NYC Shelter in Place Not Being Considered (Posted 3/17/20)
      Collection of Student and Medical Debt Owed to NYS Suspended (Posted 3/17/20)
NYS Office of Court Administration: Eviction Moratorium (Updated 3/17/20)

Federal Government

Joint Agencies: Temporary SLR Change to Accommodate More Lending (posted 5/18/20)
FHFA: Extension of Moratorium on Certain  Evictions/Foreclosures Until June 30 (posted 5/15/20)
FDIC: Proposed Rule to Mitigate PPP Impact on Deposit Insurance Assessments (posted 5/13/20)
SBA: Temporary Access to EIDL Portal for Agriculture Businesses (posted 5/4/20)

Federal Reserve Main Street Lending Program:

Federal Reserve Updates TALF Term Sheet (posted 5/12/20)
Federal Reserve Municipal Liquidity Facility Term Sheet (posted 5/11/20)
Main Street New Loan Facility Term Sheet
 (posted 4/30/20)
Main Street Priority Loan Facility Term Sheet (posted 4/30/20)
Main Street Expanded Loan Facility Term Sheet (posted 4/30/20)
Main Street Lending Program Frequently Asked Questions (posted 4/30/20)

EEOC: Delay of Collection of 2019 EEO-1 Data Until March 2021 (posted 5/8/20)
Federal Reserve: Agencies Modified Liquidity Coverage Ratio for PPPLF & MMMLF (posted 5/5/20)
FDIC: Updated FAQs - Financial Institutions & COVID-19 (updated 4/28/20)
OCC: Guidance on Visitorial Powers  (issued 4/24/20)
FHFA: Guidance on Forbearance (posted 4/27/20)
Freddie Mac: Guidance on Forbearance (issued 4/27/20)
Fannie Mae: Guidance on Forbearance (issued 4/27/20)

Paycheck Protection Program (PPP)

Interim Final Rule: PPP Loan Review Procedures Guidance (posted 5/23/20)
Interim Final Rule: Additional Borrower and Lender Guidance (posted 5/23/20)

Form 1502 Guidance & Form Regarding PPP Processing Fees (posted 5/21/20)
***
PPP Loan Forgiveness Application Form ***(posted 5/16/20)
Treasury: Updated FAQs *** FAQ 46 - Borrower Certification*** (posted 5/13/20)
SBA: Updated Totals PPP-2 as of May 8 (posted 5/13/20)
FDIC: Guidance on Reopening of PPP(posted 4/25/20)
FDIC: Technical Corrections to CECL Methodology for Allowances(posted 4/22/20)
Federal Reserve: Interim Final Rule on PPP Loans to Bank Directors, Shareholders (posted 4/20/20)
SBA: State Totals and Other Statistics on PPP (as of 4/16/20)(posted 4/17/20)
SBA: State Totals and Other Statistics on PPP (as of 4/16/20) (posted 4/17/20)
Treasury FAQs on Paycheck Protection Program   (updated 5/6/20)
SBA: Interim Final Rule on 10-Day Window and Processing Fee Paperwork (posted 4/29/20)
OCC: UPDATE - Documentation of SBA PPP Loans (posted 4/29/20)
OCC: Bulletin on Documentation of Implementation of PPP Lending (posted 4/26/20)
SBA: XML File Submission for PPP  (posted 4/26/20)
SBA Guidance on Maximum Loan Calculation for PPP Loans (posted 4/25/20)
SBA Guidance on PPP Loans for Self-Employed & Independent Contractors (posted 4/14/20)
SBA Form 2484 - Application Application/Loan Guaranty (posted 4/11/20)
Federal Reserve: Interim Final Rule on PPP (posted 4/10/20)

Treasury: PPP Promissory Note Form(posted 4/8/20)
Treasury Update: PPP FAQs - Promissory Note, Funding Deadline(posted 4/8/20)
SBA Interim Final Rule on Paycheck Protection Program(posted 4/2/20)SBA: New Lender Form to Participate in PPP(posted 4/3/20)
SBA: Loan Application (Final)(posted 4/3/20)
SBA:Lender Guaranty Application (Final)(posted 4/3/20)
FDIC: Letter on Regulatory Capital Rule to Accommodate PPP(posted 4/10/20)


CFPB: Interpretive Rule to Ensure Access to Mortgage Credit & Facilitate Closings (posted 4/30/20)
FHFA: "No Lump Sum" Payments (posted 4/28/20)
FDIC: Guidance on Reopening of PPP (posted 4/25/20)
FDIC: Technical Corrections to CECL Methodology for Allowances (posted 4/22/20)
Federal Reserve: Interim Final Rule on PPP Loans to Bank Directors, Shareholders (posted 4/20/20)
SBA: State Totals and Other Statistics on PPP (as of 4/16/20) (posted 4/17/20)
FDIC & Agencies: Interim Final Rule - Deferring Appraisals for 120 Days (posted 4/15/20)
UPDATE: Treasury FAQs on Paycheck Protection Program  (updated 4/24/20)
     
   SBA: Interim Final Rule on 10-Day Window and Processing Fee Paperwork (posted 4/29/20)
         OCC: UPDATE - Documentation of SBA PPP Loans (posted 4/29/20)
         OCC: Bulletin on Documentation of Implementation of PPP Lending (posted 4/26/20)
         SBA: XML File Submission for PPP  (posted 4/26/20)
         SBA Guidance on Maximum Loan Calculation for PPP Loans  (posted 4/25/20)
         SBA Guidance on PPP Loans for Self-Employed & Independent Contractors (posted 4/14/20)
         SBA Form 2484 - Application Application/Loan Guaranty (posted 4/11/20)
CFPB: Remittance Rule Relief (posted 4/13/20)
Federal Reserve: Interim Final Rule on PPP (posted 4/10/20)
Federal Reserve Launches $2.3 trillion Effort to Boost Lending (posted 4/9/20)
Interagency Letter on Call Reports (posted 4/10/20)
Federal Reserve: New Lending Program Announced (posted 4/9/20)
Treasury: PPP Promissory Note Form (posted 4/8/20)
Treasury Update: PPP FAQs - Promissory Note, Funding Deadline (posted 4/8/20)
Interagency Statement on Loan Modifications (REVISED) (posted 4/7/20)
Interagency Statement on Troubled Debt Restructurings (REVISED)
(posted 4/7/20)
UPDATE: Treasury FAQs on Paycheck Protection Program (posted 4/11/20)
SBA Interim Final Rule on Paycheck Protection Program (posted 4/2/20)
                 SBA: New Lender Form to Participate in PPP (posted 4/3/20)
                 SBA: Loan Application (Final) (posted 4/3/20)
                 Lender Guaranty Application (Final) (posted 4/3/20)

OCC: Revisions to Call Reports and FFIEC 101 (posted 4/11/20)
OCC: Small Business Administration Lending Programs (posted 4/2/20)
SBA: Paycheck Protection Program Webpage (posted 4/2/20)
CFPB: Credit Reporting Guidelines for COVID-19 Pandemic (posted 4/2/20)
ABA: Detailed Summary of CARES Act (posted 4/1/20)

SBA: Additional Guidance on Paycheck Protection Program (posted 4/3/20)
SBA/Treasury Guidance on Paycheck Protection Program (posted 3/31/20)   
Application Form  (posted 4/3/20)
SBA: Instructions for Applying for Economic Injury Disaster Loan Assistance (posted 3/29/20)
SBA: Frequently Asked Questions about Economic Injury Disaster Loans (posted 3/29/20)
ABA: Summary of CARES Act (posted 3/27/20)
Homeland Security: Extension of Oct 1 REAL ID deadline (posted 3/27/20)
Federal Agencies Encourage Small Dollar Lending (posted 3/26/20)
Department of Labor: Guidance on Paid Sick Leave and Expanded FMLA (posted 3/24/20)
FHFA: New Steps to Boost Liquidity in Mortgage Market (posted 3/23/20)
Federal Reserve Announces Extensive New Measures (posted 3/23/20)
Agencies' Statement on Treatment of Banks Working with Customers/Loan Modifications (posted 3/22/20)
Treasury/IRS: Tax Filing & Payment Date Delayed Until July 15 (posted 3/21/20)
15 Ways to Slow the Spread (posted 3/20/2020)
FDIC: Letter on Regulatory Capital Rule to Accommodate PPP (posted 4/10/20)
FDIC: Letter on Call Reports & FFIEC 101 Report (posted 4/10/20)
FDIC/Joint Agencies: Financial Institutions Letter about Call Reports (posted 4/10/20)
FDIC: Modifications to Community Bank Leverage Ratio Framework (posted 4/6/20)
FDIC: Transition for the Community Bank Leverage Ratio Framework Interim Final Rule (posted 4/6/20)
FDIC: Statement on Part 363 Annual Reports in Response to Coronavirus (posted 3/28/20)
FDIC: Updated Steps to Protect Banks & Consumers to Maintain Operations (posted 3/27/20)
FDIC: 30 Day Grace Period for Call Reports (posted 3/26/20)
FDIC: Temporary Alternative Procedures for Sending Supervision-related Communications (posted 3/26/20)
FDIC/CISA: Guidance on Financial Sector Essential Workers (posted 3/26/20)
FDIC: Financial Institutions Letter Regarding CRA and COVID-19 (posted 3/19/20)
FDIC: Chair Jelena McWilliams Urges FASB to Delay CECL (posted 3/20/20)
IRS: Relief from Tax Deadlines (posted 3/18/20)
HUD: Foreclosure & Eviction Moratorium for FHA-Insured Mortgages (posted 3/18/20)
FHFA:Suspension of Foreclosures/Evictions for Enterprise-backed Mortgages (posted 3/18/20)
U.S. and Canada Preparing to Close Border to Non-Essential Travel (posted 3/18/20)
Centers for Disease Control Daily Updated Comprehensive Resource
Centers for Disease Control Interim Guidance for Business and Employers
Centers for Disease Control Business Pandemic Influenza Planning Checklist
Centers for Disease Control Travel Information
Federal Reserve Financial Services Information
       Fed Eases Supplementary Leverage Ratio for Large Banks (posted  4/2/20)
       Fed Launches New Money Market Liquidity Facility (posted 3/19/20)
       New Commercial Paper Funding Facility (posted 3/17/2020)
Office of the Comptroller of the Currency (OCC)
        OCC and Agencies: Revised Transition of CECL Methodology (posted 3/31/20)
        FAQs for Customers of National Banks & Federal Savings Associations (posted 3/25/20)
        Use of Electronic Submission of Licensing Filings (posted 3/20/2020)
         Additional Flexibility for Banks to Support Households and Businesses (Posted 3/17/20)
               
Statement on the Use of Capital and Liquidity Buffers (Posted 3/17/20)             
Federal Deposit Insurance Corporation (FDIC)
         Bank Exams to be Conducted Off-Site (Posted 3/17/20)
FinCen: Communicating Concerns about Reporting Delays (Posted 3/17/20)   
U.S. Securities and Exchange Commission
EEOC Guidelines on ADA Compliance During Coronavirus
U.S. Department of Homeland Security Infrastructure & Security Agency (CISA): COVID-19 Cyber Scams
Lawmakers Urge FASB to Delay CECL (posted 3/20/2020)

Centers for Disease Control
       Workplace Reopening Decision Tree (posted 5/15/20)

Federal Reserve Bank of New York
       Coronavirus Resource Page (posted 3/24/2020)

Federal Home Loan Bank of New York
       Coronavirus Resource Page (posted 3/27/20)


New York City

       NYC Small Business Services: Coronavirus-related Relief (posted 3/20/2020)


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