Analyzing Financial Statements, 8th Edition


Analyzing Financial Statements provides the skills a lender needs to conduct a comprehensive and effective financial analysis of a business borrower.  Analyzing Financial Statements clearly illustrates each step required in reviewing the financial statements provided by loan applicants to determine whether a borrower can repay debt to your institution.  it explains essential concepts between the different types of businesses, legal structures of businesses, sizes of business, and other major influences that affect cash flow cycles.  Realistic case studies and practical application exercises provide hands-on experience in analyzing income statements, balance sheets, and tax forms.

Section 1: Understanding Business Borrowers
Section 2: Analyzing Business Financial Statements and Tax Returns
Section 3: Analyzing Personal Financial Statements and Tax Returns

Analyzing Financial Statements supports the ABA Online courseAnalyzing Financial Statements and may be used to teach Analyzing Financial Statements in the classroom.

This course is also available as a self-paced Online Course – Evaluating and Structuring Commercial Loans, Levels 1, 2 and 3.

Publication Order Form

Softbound, 8th Edition
Catalog #3009774
$95 members; $135 non-members

eBook, 8th Edition
Catalog #3009487
$95 members; $135 non-members
Once you order the eBook edition, you will receive an email within 24 hours with instructions to access your eBook.  To download and view, you will need to register your copy and download Adobe Digitial Editions software.

Instructor’s Manual – pdf files on a CD
Catalog #3010417
$55 members; $75 non-members

The New York Bankers Association is a Local ABA Training Provider.

NYBA Professional Development at