Series 3: Analyzing the Company's Financial Performance and Financial Condition

ABA SELF-PACED ONLINE TRAINING

Interpreting repayment risks suggested by the company’s historical financial performance and financial condition.

Courses include:

  • LDP 3.1 – Spreading Financial Statements
  • LDP 3.2 – Analyzing the Balance Sheet
  • LDP 3.3 – Analyzing the Income Statement
  • LDP 3.4 – Analyzing Combined Balance Sheets and Income Statements

Audience: Loan trainees, credit analysts, and anyone with commercial lending authority.

Learning Objectives:

  • Apply financial statement spreading techniques to reclassify accounts and provide details needed to prepare financial statements for credit analysis
  • Convert financial statements to a format that expresses accounts as percentages of total sales of or total assets
  • Compute a company’s liquidity using various ratios
  • Analyze a company’s ability to meet its short- term obligations
  • Determine how a company’s industry sector influences it financial statement characteristics
  • Compute a company’s leverage using various ratios
  • Analyze a company’s ability to meet its long-term obligations
  • Determine how a company’s industry sector influences it financial statement characteristics
  • Calculate and analyze a company’s profit margins
  • Perform a trend analysis on a company’s profitability
  • Compare a company’s profitability with industry composites
  • Compute and analyze a company’s productivity ratios
  • Compare a company’s productivity trends with industry composites
  • Compute and analyze a company’s efficiency ratios
  • Compare a company’s efficiency trends with industry composites

Related Training: The Lending Decision Process

ABA Certifications: 14.5 CLBB

The New York Bankers Association is a Local ABA Training Provider.

Questions:
NYBA Professional Development at (212) 297-1679 or education@nyba.com.
Enroll Online
Member $200
Non-Member $400


Full Course List

Print Registration Form
To license this course for multiple learners, contact NYBA Professional Development.