Series 3: Analyzing the Company's Financial Performance and Financial Condition
ABA SELF-PACED ONLINE TRAINING
Interpreting repayment risks suggested by the company’s historical financial performance and financial condition.
Courses include:
- LDP 3.1 – Spreading Financial Statements
- LDP 3.2 – Analyzing the Balance Sheet
- LDP 3.3 – Analyzing the Income Statement
- LDP 3.4 – Analyzing Combined Balance Sheets and Income Statements
Audience: Loan trainees, credit analysts, and anyone with commercial lending authority.
Learning Objectives:
- Apply financial statement spreading techniques to reclassify accounts and provide details needed to prepare financial statements for credit analysis
- Convert financial statements to a format that expresses accounts as percentages of total sales of or total assets
- Compute a company’s liquidity using various ratios
- Analyze a company’s ability to meet its short- term obligations
- Determine how a company’s industry sector influences it financial statement characteristics
- Compute a company’s leverage using various ratios
- Analyze a company’s ability to meet its long-term obligations
- Determine how a company’s industry sector influences it financial statement characteristics
- Calculate and analyze a company’s profit margins
- Perform a trend analysis on a company’s profitability
- Compare a company’s profitability with industry composites
- Compute and analyze a company’s productivity ratios
- Compare a company’s productivity trends with industry composites
- Compute and analyze a company’s efficiency ratios
- Compare a company’s efficiency trends with industry composites
Related Training: The Lending Decision Process
ABA Certifications: 14.5 CLBB
The New York Bankers Association is a Local ABA Training Provider.
Questions: NYBA Professional Development at
(212) 297-1679 or
[email protected].