Series 2: Interpreting Quality of Financial Reports and Accounts

ABA SELF-PACED ONLINE TRAINING

How to interpret risks stemming from the quality of financial reports and underlying financial accounts.  

Courses include:

  • LDP 2.1 – Financial Statements Overview
  • LDP 2.2 – Balance Sheet and Income Statement Overview

Audience: Loan trainees, credit analysts, and anyone with commercial lending authority.

Learning Objectives:

  • Analyze the reliability of accountant prepared financial statements.
  • Compare and contrast the differences among cash, modified-cash, and tax-basis accounting methods.
  • Interpret repayment risks stemming from identified financial reporting issues.
  • Assess the implication of estimates permitted by GAAP.
  • Identify the characteristics of a company’s assets, liabilities, and net worth accounts.
  • Determine the integrity of a company’s reported financial condition based on a review of both on- and off-balance sheet accounts.
  • Identify the characteristics of a company’s income and expense accounts.
  • Analyze the quality of a company’s earnings, the consistency and authenticity of its income and expense accounts, and the sustainability of revenues.

Related Training: The Lending Decision Process

ABA Certifications: 6.0 CLBB

The New York Bankers Association is a Local ABA Training Provider.

Questions:
NYBA Professional Development at (212) 297-1679 or education@nyba.com.
Enroll Online
Member $100
Non-Member $200


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To license this course for multiple learners, contact NYBA Professional Development.