Series 1: Types of CRE Loans, Risk Areas and Performance Drivers

ABA SELF-PACED ONLINE TRAINING

The purpose of this series is to help the student learn about the different types of CRE loans and to be able to provide the right loan for both the borrower and the bank.  This Series will also identify the risk areas in CRE lending and help analyze the drivers of CRE performance.

Courses include:

  • CRE-LDP 1.1 – Types of CRE Loans
  • CRE-LDP 1.2 – Risk Areas and Drivers of CRE Performance

Audience: Commercial lenders and credit analysts who are not real estate specialists but who need to know more about assessing real estate risk.

Learning Objectives:

  • Evaluate the differences between commercial and industrial (C&I) and CRE loan categories
  • Identify how C&I, CRE, and owner-occupied loans fit into the credit decision framework
  • Define and describe the characteristics and purposes of the four primary types of CRE loans
  • Identify the loan’s purpose and related use of funds, type of property and collateral, and ultimate repayment source
  • Explain repayment source co-dependence
  • Identify the risk area of CRE lending
  • Analyze the drivers of CRE performance
  • Identify the drivers of CRE loan performance and apply the CRE Drivers of Loan Performance checklist to an actual loan
  • Identify the three primary areas of loan performance risk (operational, market, and credit risk)
  • Identify which of the three primary areas of risk the bank can influence and steps lenders can take to influence those risks

Related Training:  Commercial Real Estate Lending Decision Process

The New York Bankers Association is a Local ABA Training Provider.

Questions:
NYBA Professional Development at (212) 297-1679 or education@nyba.com.
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Member $125
Non-Member $250


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To license this course for multiple learners, contact NYBA Professional Development.