Personal Tax Return Analysis


Explains how to analyze tax returns to determine a projected income and explores income trends, recurring versus non-recurring income, and how tax returns can be used as a sales tool.

Audience: Bank personnel who are in a position to use tax returns from clients for lending analysis.

Learning Objectives:

  • Identify income trends and non-recurring situations used in analysis as well as cross-sell opportunities
  • Analyze wage and tip income including the non-cash and pre-tax benefits associated with the source of income
  • Analyze taxable and non-taxable interest and dividend income
  • Describe and calculate the source of income information on Schedule C, capital gains and losses and limited partnership income
  • Differentiate the areas on Schedule E and calculate rental income

This course applies to the following certificates:

  • Residential Mortgage Lender Certificate
  • Small Business Banker Certificate

ABA Certifications: 7.25 CLBB, CTFA

The New York Bankers Association is a Local ABA Training Provider.

NYBA Professional Development at (212) 297-1679 or
Enroll Online
Member $95
Non-Member $130

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To license this course for multiple learners, contact NYBA Professional Development.