Managing Funding, Liquidity, and Capital


A summary of the bank funding types, liquidity issues and management of capital. Learn what funding is used by banks; how liquidity needs may be addressed by storing liquidity on the balance sheet or by securing additional funding; and bank capital’s purpose, regulatory requirements and the effect on profitability.

Learning Objectives:

  • Identify the risk/return characteristics and costs of various funding sources
  • Evaluate the effect of various funding sources on interest rate and liquidity risk
  • Describe various measures used to manage liquidity
  • Recognize the merits of both regulators’ and shareholders’ points of view regarding optimal capital levels
  • Prepare a capital management plan

Easy Registration: Call 212-297-1679 or 212-297-1666 to enroll by phone.

Textbook: Bank Management, 8th Edition, Timothy W. Koch and S. Scott MacDonald, Thomson Learning  Other courses using this textbook are: Analyzing Bank Performance; Managing Interest Rate Risk; Managing the Bank’s Investment Portfolio.  

Prerequisites: Participants should have a basic understanding of bank financial statements, bank performance analysis, and interest rate risk management. Students who have not had exposure to these topics are encouraged (but not required) to take Analyzing Bank Performance and Managing Interest Rate Risk prior to this class.

Audience: This course is designed for individuals involved in funding, liquidity or capital management or line managers making pricing, investment, or funding decisions that impact these areas.

The New York Bankers Association is a Local ABA Training Provider.

NYBA Professional Development at (212) 297-1679 or


Member $660
Non-Member $870


Member $215
Non-Member $255

Print Registration Form

Course Start Dates

ABA Online Overview