COCC
Service Member
135 Darling Drive
Avon, CT 06001
Tel: (860) 678-0444
Fax: (860) 677-1169
E-Mail: joe.trafton@cocc.com
Web Site: www.cocc.com
Contact: Jotham F. Trafton, Senior Vice President

Complete information technology from the only bank-owned service bureau in the Northeast. Services include state-of-the-art relationship banking, check imaging, electronic banking, Internet support, and more. Quality service is our only mission. The Northeast is our only territory.

The Community Preservation Corp.
Service Member
8 East 28th Street, 9th Floor
New York, NY 10016-7943
Tel: (212) 869-5300 x511
Fax: (212) 683-0694
E-Mail: mlappin@communityp.com
Web Site: www.communityp.com
Contact: Michael D. Lappin, President

CPC is a private non-profit lender that provides construction and long-term permanent financing for a variety of project types, including single-family developments, rental apartment houses, non-luxury housing, co-ops, and special-use community facilities in New York State and New Jersey. CPC is supported by major commercial and savings banks and by New York-based insurance companies.

Crestmark Bancorp
Service Member
24 Revere Street
Springfield, MA 01108
Tel:  (413) 746-2030
Fax:  (413) 746-3032
Website:  www.crestmarkbank.com

Crestmark Bank was established as an FDIC bank in October, 1996. Our assets have grown over 90 percent since 2002. When a company needs cash and traditional means are not available, an asset based lending relationship with Crestmark Bank may be the answer. We specialize in providing working capital solutions for businesses selling to other businesses. We are the specialized lender of choice for a growing number of businesses nationwide.

Crowe Chizek and Company, LLC
Service Member
354 Eisenhower Blvd., Plaza 1
Livingston, NJ 07939
Tel: (973) 422-2420
E-Mail: sterreri@crowechizek.com
Contacts: Michael Rarick and John Kendall

A leading provider of innovative business solutions in the area of
assurance, outsourcing, business consulting, information security,
marketing, tax and technology.

Cullen and Dykman, LLP
Service Member
Thomas J. Douglas, Jr.
Partner in Charge of Banking Department
Cullen and Dykman Bleakley Platt LLP
100 Quentin Roosevelt Boulevard
Garden City, NY 11530
Tel:  (516) 357-3707
Fax:  (516)357-3823
E-mail: tdouglas@culldyk.com
Website: www.culldyk.com

Cullen & Dykman, LLP, a general practice law firm founded in 1850, has over 100 lawyers and offices in Garden City, Long Island and Brooklyn, New York. The firm represents approximately 20 financial institutions in a variety of legal matters, including residential mortgage closings, commercial lending matters, residential and commercial foreclosures and workouts, and state and federal regulatory and compliance issues. For residential and commercial loan closings, the firm has five closing locations throughout the New York City/Long Island area. The firm also handles labor, litigation, corporate and property tax grievance matters for banks and other clients.

Day Pitney
Service Member
Ronald H. Janis
Partner
P.O. Box 1945
Morristown, NJ 07962-1945
Tel:  (973) 966-826
Fax:  (973) 966-1550
E-mail: RJANIS@PHKS.COM
Website:  www.phks.com

Pitney, Hardin, LLP is a full service law firm with extensive experience in mergers and acquisitions, especially for financial institutions. The firm represents both domestic banks and foreign banks in acquisitions, as well as mortgage companies, B&C lenders, investment advisors, broker-dealers, life insurance companies and insurance agencies. The firm regularly confronts and resolves sophisticated acquisition-related issues, including regulatory compliance, fiduciary duty, executive compensation, tax, shareholder disclosure, SEC, antitrust, and ERISA and other employee benefit concerns. Our firm also has extensive experience in counseling financial institutions on how to remain independent.

Deloitte & Touche LLP
Service Member
Two World Financial Center
New York, NY 10281
Tel: (212) 436-4841
Fax: (212) 436-5977
Web Site: www.us.deloitte.com
Contacts: Christopher Cahill, Partner
Stuart Zewrling, Partner

Deloitte & Touche, one of the nation’s leading professional services firms, provides assurance and advisory, tax, and management consulting services through 28,000 people in more than 100 U.S. cities. Deloitte & Touche is part of Deloitte Touche Tohmatsu, a global leader in professional services with more than 82,000 people in over 130 countries. Deloitte & Touche refers to Deloitte & Touche LLP, Deloitte Consulting LLC, and related entities. For additional information, please visit our Web site.

Deluxe Financial Services, Inc.
Service Member
Endorsed Vendor
Fred C. Burgerhoff
Business Development Manager
Deluxe Corporation
45 Springhouse Lane
Basking Ridge, NJ 07920
Tel:  (908) 630-0206 x15 6032 
E-mail: fred.burgerhoff@deluxe.com
Website: www.deluxe.com

Deluxe Financial Services, the world's leading check printer, offers its knowledge and comprehensive understanding of consumer preferences to create outstanding customer experiences for financial institutions of all sizes. Deluxe offers premium personal checks and related products that are designed to enhance the customer's satisfaction with their bank. Deluxe’s partnership with McBee enables them to better serve the needs of financial institution's small business customers. All Deluxe solutions are designed to help financial institutions become more efficient, more profitable and more secure. Deluxe is the only endorsed checkbook supplier of NYBA. Contact your Deluxe Representative for additional information or visit Deluxe's Web address: www.deluxe.com.

Elan Financial Services
Endorsed Vendor
Service Member
Ronald R. Bucelli
Vice President
Elan Financial Services
75 E Oakbrook Drive
Williamsville, NY 14221
Tel: (716) 636-3339
Fax: (716) 636-9899
E-mail: ronald.bucelli@elanfs.com

Website:  www.elanfinancialservices.com

Elan Financial Services, formerly known as Genpass Technologies, LLC, has a long and proven heritage in ATM driving and EFT processing. It is one of the largest ATM and POS service providers in the United States, driving over 20,000 ATMs in all 50 states on behalf of Financial Institutions, Independent Sales Organizations, and Retailers. The company processes over 300 million annual transactions and manages over 3.5 million cardholder accounts for more than 1,000 clients. Today, the company ranks nationally as the 2nd largest network terminal driver and the 6th largest transaction switch.

Elser & Aucone, Inc.
Service Member
521 Fifth Avenue, Suite 630
New York, NY 10175
Tel: (212) 867-3300
Fax: (212) 867-3761
E-Mail: aelser@elseraucone.com
Web Site: www.elseraucone.com
Contacts: Arnold J. Elser, President
William Aucone, Executive Vice President

Elser & Aucone is a full-service, integrated marketing firm, specializing in the marketing of financial services. Its expertise spans all facets of advertising and marketing, including traditional media, direct marketing, market research, sales promotion, and public relations. E&A also provides Internet marketing services particularly dedicated to helping small businesses effectively market themselves in the new e-economy. Elser & Aucone works closely with several CBANYS members and is the architect of the current CBANYS image and awareness program.

Essex National Securities, Inc.  ̶  Investors Marketplace
Endorsed Vendor
Service Member
200 Cornwall Drive
DeWitt, NY 13214
Tel: (315) 449-3413, (800) 834-4944
Fax: (315) 449-4086
E-Mail: pmoony1@essexny.com
Web Site: www.essexcorporation.com
Contact: W. Paul Mooney, Vice President

Essex Corporation is one of the oldest and largest marketing firms for banks in the country. We offer a complete range of investment services, which includes fixed and variable annuities, mutual funds, equity and fixed-income investments, as well as life insurance. With the very successful Investors Marketplace program, our community bank clients can offer their customers services not available from their competitors.

We are a regional professional accounting firm with offices in Syracuse, Utica, Oswego and Auburn, New York. We specialize in providing accounting, external and internal auditing, tax, and consulting services to financial institutions.

Federal Home Loan Bank of New York

Service Member

Alfred O'Connell, Vice President

Frank Saenz, Vice President
Federal Home Loan Bank of New York

101 Park Avenue

New York, NY 10178

Tel:  (212) 681-6000

Fax: (212) 949-0230

Website: www.fhlbny.com

As a privately-owned, federally-chartered corporation, the Home Loan Bank provides wholesale credit and correspondent products and services to lenders in New Jersey, New York, Puerto Rico and the U.S. Virgin Islands. Your partner in community lending, we offer products and services to help you more effectively meet your customers' needs and your CRA responsibilities.

Federated Investors Inc.
Service Member
Paul A. Uhlman
Vice President
Federated Investors Inc.
1001 Liberty Avenue
Pittsburgh, PA 15222-3779
Tel:  (800) 245-5000
Fax:  (412) 299-1982
E-mail:  puhlman@federatedinvestors.com
Website:  www.federatedinvestors.com

Founded in 1955, Federated Investors, Inc. is one of the largest investment management and financial services organizations in the U.S., managing approximately $118 billion in more than 175 mutual funds and separate accounts. Financial professionals nationwide invest in Federated's equity, international/global, bond, and money market products on behalf of individual investors and institutions.

Fidelity Investments
Service Member
Nishan G. Vartabedian
Executive Vice President
Fidelity Investments
640 Fifth Avenue
New York, NY 10019
Tel:  (212) 335-6420
Website:  www.fidelity.com

Fidelity offers a wide array of products and services designed to help meet the needs of bank trust departments, broker dealers, capital markets departments and retail banking. These include: Fidelity Advisor Funds for customers' investment portfolios, institutional money market funds, asset management services, including model portfolios, marketing materials and investment newsletters, bank employee training programs, marketing support to help integrate mutual funds within a bank, and turnkey 401(k) program supported by effective employee communication materials.

Fifth Third Bank Processing Solutions
Service Member
325 Essjay Road,Suite 108
Williamsville, NY 14221
Tel:  (716) 565-18067
Fax:  (716) 565-1444
Website:  www.53.com
Contact:  Rachelle W. Powers, Assistant Vice President
              Email: rachelle.powers@53.com

Fifth Third Bank Processing Solutions is an electronic banking network and EFT processor that can provide NYBA members with all EFT related processing services, including:  ATM terminal driving, gateway access to all regional and national EFT networks, Visacheck/Mastermoney processing, card management, and card production services.

Financial Services, Inc.
Service Member
21 Harristown Road
Glen Rock, NJ 07452
Tel:  (201) 652-6000/(888) 374-6200
Fax:  (201) 652-7862
Web Site:  www.insidefsi.net
Contacts:  Brian McAllister, 201-652-6000, ext. 202
               Email: bmcallister@insidefsi.net
John J. Schunke, President, Email: jjschunke@insidefsi.net
John Schunke, Sales Executive

Providing turnkey solutions for our customers since 1954, Financial Services, Inc. (FSI) is one of the largest independently owned Data Processing and Item Processing solution providers to the banking services industry. Clients range from de novos to multi-billion dollar community banks.  FSI is committed to a complete, worry-free integration of its products and services. Whether through our core banking system, internet and bank by phone services, our item processing capabilities, our hardware sales and support division or any of our other customer centric services, FSI offers you a turnkey solution that enables banks to do what they do best, banking.

Financial Solutions Partners, LLC
Service Member
600 Madison Avenue
25th Floor
New York, NY 10022
Tel:  (212) 508-5340
Fax:  (212) 508-5341
Website:  www.financialsolutionspartners.com
Contact:  Jeremiah J. Reen, Sr., Principal, jrennsr@financialsolutionspartners.com

First Data Corporation - Internet Banking/STAR Network
Service Member
Bob Berno
Regional Sales
18 Bayview Drive
St. Albans, VT 05478
(802) 524-9684
Email: bob.berno@firstdata.com
Websites:  www.star.com, www.firstdata.com

First Data is a premier provider of Internet-based financial services and products for community banks nationwide. Through a state-of-the-art data center the company delivers a secure, scalable and proven financial product suite. First Data's products include retail and commercial Internet banking, bill payment, cash management, mobile banking, and account aggregation. Visit www.firstdata.com for more information.

The STAR Network, part of the First Data Family, is an electronic payments network that is helping lead the electronification of payments by developing market-expanding innovations. STAR processes 100 million accounts a year for more than 6,000 participating financial institutions and has more than 1.6 million point-of-sale and ATM locations nationwide. Visit www.STAR.com or www.firstdata.com for more information.

Fiserv, Inc
Service Member
151 National Drive
Glastonbury, CT 06033
Phone:  (860) 529-1539
Fax:  (860) 652-1223
Website: www.fiserv.com.
Contact:  Mike Muszynski, mike.muszynski@fiserv.com
         
Fiserv, Inc. (NASDAQ:FISV) is an independent, full-service provider of integrated data processing and information management systems to the financial industry. As a leading technology resource, Fiserv serves more than 7,000 financial service providers worldwide, including banks, broker-dealers, credit unions, financial planners/investment advisers, insurance companies, mortgage banks and savings institutions. Headquartered in Brookfield, WI, Fiserv also can be found on the Internet at www.fiserv.com.

Friedman, Billings, Ramsey & Co. Inc.
Service Member
1001 Nineteenth Street North
Arlington, VA 22209
Tel: (703) 312-9500
Fax: (703) 312-9698
E-Mail: hrosenkoetter@fbr.com
dneiswander@fbr.com
Web Site: www.fbr.com
Contacts: Dave Neiswander, Vice President
Heather Rosenkoetter, Vice President
Financial Institutions Group

Institutional brokerage, research and investment banking firm specializing in raising capital for thrifts and banks. FBR also provides merger and acquisition advisory services. In addition to providing regular research coverage, FBR serves as a market maker in most publicly traded thrifts and banks.

FTN Financial
Service Member
845 Crossover Lane
Suite 150
Memphis, TN 38117
Tel:  (901) 435-7988
Fax: (901) 537-7707
Web Site:  www.ftnfinancial.com
Contacts:  Steve Shaner, Senior Vice President, steve.shaner@ftnfinancial.com
                Robert Nance, (800) 934-8740, bob.nance@ftnfinancial.com

FTN Financial, a division of First Tennessee Bank, is a nationwide provider of solutions to depository institutions.  Our objective is to develop long-term relationships with our depository clients by delivering innovative products and services that enable them to meet their financial objectives.  Products and services include capital markets, portfolio accounting, portfolio advisory, asset/liability services, investment banking, leading pooled trust preferred security provider, equity research, BOLI and a complete line of correspondent banking services.

FundsXpress Financial Network, Inc.
Service Member
11950 Jollyville Road
Austin, TX 78759
Tel:  (800) 419-8804
Fax:  (512) 493-2973
Web: www.fundsxpress.com
Contacts:  Mark Engels, Vice President
Greg Constantine, Executive Vice President

FundsXpress is a premier provider of Internet-based financial services and products for banks and credit unions nationwide. Through a state-of-the-art data center, Funds
Xpress delivers a secure and proven financial product suite. Products include retail and small business banking, cash management, automated lending, account aggregation, and dynamic Web sites.

Gallagher Benefit Services
Service Member
Gallagher Benefit Services
465 Columbus Avenue, Suite 205
Valhalla, NY 10595-1354
Tel: (914) 747-3300
Fax: (914) 747-3979
Contact: Joseph C. Marchese, Area President

Gallagher Benefit Services (GBS) is the employee benefit and human resources division of Arthur J. Gallagher & Co. GBS excels in the design and management of employee health, welfare and retirement plans, integrating full-range insurance placement and TPA services with top-flight HR, communication, compliance, executive benefit and financial consulting. GBS is the ERISA Administrator of the Community Bankers Health and Medical Purchasing System (CHAMPS).

The Galbreath Group
Service Member
One Hidden Lane
Abington, PA  19001
Tel:  (215) 885-4300
E-Mail:  tdiamond@thegalbreathgroup.com

Website:  www.thegalbreathgroup.com
Contact:  Tracey Diamond, Regional Director

The Galbreath Group designs and implements BOLI plans, offers analysis and administration of current BOLI plans, strategic planning services, and review of compliance issues involving the OCC, OTS, FDIC, state regulations.

Gallet, Dreyer & Berkey, LLP

Service Member
845 Third Avenue, 8th Floor
New York, NY 10022-6601
Tel: (212) 935-3131
Fax: (212) 935-4514
Contact: Jay Hack, Partner
Email: jlh@gdblaw.com
Website: www.gdblaw.com

Gallet, Dryer & Berkey, LLP has one of the region's most widely respected banking practices, serving community banks, regional banks and other financial institutions. The firm offers expert representation on practically every type of legal matter facing financial institutions. In addition to serving community banks, the firm's attorneys have substantial experience handling transactional services and other discreet matters for large regional, national, and international financial institutions.

Grant Thornton LLP
Service Member
60 Broad Street
New York, NY 10004
Tel: (212) 624-5210
Fax: (212) 422-0144
Email: George.Mark@gt.com
Web Site: www.grantthorton.com
Contacts: George R. Mark, Partner

Grant Thornton International is the world’s largest leading accounting, tax and business advisory organization dedicated to mid-size companies. Through its network of 585 offices in 110 countries, including 50 offices in the U.S., partners of the member firms of Grant Thornton provide personal attention and seamless service delivery to public and private clients around the globe.

Hahn & Hessen LLP
Service Member
488 Madison Avenue
New York, NY 10022
Tel:  (212) 478-7420
Fax:  (212) 478-7400
Email:  jmccahey@hahnhessen.com
Contact:  John P. McCahey, Partner
Website:  www.hahnhessen.com

Founded in 1931, Hahn & Hessen LLP is a law firm which represents financial institutions in all aspects of financial and commercial transactions and related disputes.  Our practice groups (Bankruptcy, Business Finance, Litigation, Corporate Securities, Real Estate, Trusts and Estates, and Equipment Leasing) interact extensively with each other in servicing our clients’ needs and we counsel over thirty of the world’s largest financial institutions.  Our clients seek our advice because of our knowledge and understanding of the types of business transactions in which they are engaged and our responsiveness and practical approach to problem solving.

Hancock & Estabrook, LLP
1500 Tower I
P.O. Box 4976
Syracuse, NY 13221
Tel: (315) 471-3151
Fax: (315)471-3167
Contact: Richard W. Cook, Managing Partner
Email: rcook@hancocklaw.com

Hancock & Estabrook, LLP is one of Upstate New York's leading law firms. We represent clients in a number of different industries, offering counsel and representation on a wide array of legal topics. Our attorneys are widely recognized in their practice areas for their knowledge and experience in complex legal matters. Our Firm was founded in 1889 and has continuously maintained offices in downtown Syracuse since that time. To this day, the Firm's history is carried on by the founder's grandson, Stewart F. Hancock, Jr., who rejoined the Firm after a distinguished career serving on New York State's highest tribunal, the Court of Appeals. Other partners of our Firm have gone on to serve as judges and public officers, including a New York State Commissioner of Taxation, a New York State Attorney General and a United States Congressman. Hancock & Estabrook prides itself on providing value to our clients with an emphasis on personal attention. Our Firm's clients range from corporations traded on national stock exchanges to middle-market businesses and entrepreneurs. While our focus is on business clients, we also serve municipalities, individuals and not-for-profit organizations.

Hinman, Howard & Kattell
Service Member
Contacts: James W. Orband, Managing Partner
P.O. Box 5250
Binghamton, NY 13902-5250
Phone:  607-762-6727
Fax: 607-723-6605
Clifford S. Weber, Partner
106 Corporate Park Drive, #317
White Plains, NY 10604
Tel: (914) 694-4102
Fax: (914) 694-4510
E-Mail: cweber@hhk.com
Website:  www.hhk.com

A full-service law firm providing corporate, transactional, and regulatory services to financial institutions.

Hogan & Hartson LLP
Service Member
555 Thirteenth Street, NW
Washington, DC 20004
Tel: (202) 637-8575
Fax: (202) 637-5910
Website: www.hhlaw.com
Contacts:  Stuart G. Stein, Partner
Daniel R. Keating, Partner

Hogan & Hartson provides bank regulatory and corporate, securities and transactional legal services to community and regional financial services companies.  Our clients include federal and state-chartered savings banks and savings associations, national and state-chartered banks and trust companies, and bank and thrift holding companies.  Attorneys in our Financial Services Practice offer the knowledge and experience to handle regulatory issues and applications, corporate and securities transactions, mergers and acquisitions, Director and shareholder matters, conversions, technology issues, legislative matters, and supervisory and enforcement issues.  Our group includes attorneys who formerly served as senior staff of federal banking agencies and of the Securities and Exchange Commission.

I-Flex Solutions, Inc.
99 Park Avenue, Suite 1530
New York, NY 10016
Tel: (646) 619-5300
Fax: (212) 530-5808
Website: www.iflexsolutions.com
Contact: Cafo Boga, Chief Operating Officer
Email: c.boga@iflexsolutions.com

Technology products, custom applications and services, consulting services, IT infrastructure services and bpo for the financial industry -- that's what we specialize in providing. We focus exclusively on the financial services industry. Our sharp focus on the domain helps us understand your business needs better and quicker than other IT "vendors." Our products have helped our customers reduce costs, respond rapidly to market needs, enhance customer service levels and mitigate risk. We have serviced the technology needs of more than 790 financial institutions in over 130 countries.

Impact Environmental
Service Member
170 Keyland Court
Bohemia, NY  11716
Tel:  631-269-8800
Fax:  631-269-1599
E-Mail:  rich@impactenvironmental.com
Website:  www.impactenvironmental.com
Contact:  Richard Parrish, President

Impact Environmental is an environmental contracting firm offering Phase I and II remedial services, including water and soil management. Impact employs a team of geologists, engineers, environmental scientists and computer analysts to develop and implement sampling and analysis operations, quality assurance programs, and performance measurement for environmental assessments. 

Inmatrix, Inc.
20 ½ Orchard Street
Fairport, NY  14450
Tel:  (585) 421-9569
Fax:  (440) 744-2644
E-Mail: dkatz@inmatrixinc.com
Website:  www.inmatrixinc.com
Contact:  Dan Katz, Vice President Sales

Inmatrix is a global technology company delivering a financial analytical platform across multiple industry segments, under the brands Optimist and Portfolio Strategist. Inmatrix has 2000 clients in 21 countries and is growing rapidly.  Principally targeted toward banks, its products allow the monitoring and management of financial performance and credit worthiness at a customer and portfolio level enabling sophisticated financial analysis.

Integrated Compliance Solutions, Inc.
Service Member
11 Penn Plaza, 5th Floor
Suite 5050
New York, NY 10001
Phone: (888) 250-4400
FAX: (212) 946-4708
Email: jsoffronoff@icscompliance.com
Website: www.icscompliance.com
Contact:  John Soffronoff, President

ICS is a leading provider of regulatory compliance services to the financial services industry. We team with over 400 institutions by providing compliance support services tailored to each institution's unique compliance needs.  ICS employs experienced professionals who are former regulatory examiners, compliance officers and/or industry specialists.  ICS's services include: Compliance Support Programs, Compliance Risk Assessments, Special Compliance Projects and Consulting, Regulation-specific Assistance, BSA/AML Independent Testing, Technology Compliance, Examination Assistance, and Training.

Intrusion, Inc.
Service Member
1101 E. Arapaho Road
Richardson, TX  75081
Tel:  (972) 664-8107
Fax:  (972) 301-3685
E-Mail:  jbarbour@intrustion.com
Website:  www.intrusion.com
Contact:  Jay Barbour, Vice President of Marketing

Intrusion has a long track record of delivering proven, robust security solutions to high profile customers, including Fortune 500 financial services companies, as well as the US government. In 2000, Intrusion launched its first intrusion detection system to the enterprise market, which was followed by the launch of its intrusion prevention system in 2002. Intrusion also offers an Internet tracking tool, TraceCorp, which is targeted to the government sector. TraceCorp helps analysts and investigators dramatically reduce the time and complexity for discovering identities, ownership and information for computer devices on the Internet.

Jack Henry & Associates, Inc.
Service Member
Karen McDonald
Marketing Communications Manager
663 West Highway 60
Monett, MO 65708
Phone: (417) 235-6652
Fax: (417) 236-8959
E-mail: kmcdonald@ jackhenry.com
Website: www.jackhenry.com

Jack Henry & Associates is a business strategy enabler operating as a single source for totally integrated, enterprise-wide automation.  Their mission is to enable diverse financial institutions to execute their dynamic business strategies with sophisticated, technology-driven solutions that are tailored to support their unique growth, service, operational and profit goals.  In an industry known for fly-by-night companies, Jack Henry & Associates has been around long enough to assume a patriarchal position.  They’ve been providing fully integrated technology systems to financial institutions since 1976. And publicly held since 1985.   That’s a long time in this world of start-ups and acquisitions.

Consistent growth in the 90’s helped Jack Henry & Associates become one of

the Top 100 Small Businesses in America.  But more importantly it confirmed that

the Jack Henry way of doing business - doing everything possible to assure

its customers’ success - is the right thing to do.  
 

For more information, contact Karen McDonald, Marketing Communications

Manager, at 417-235-6652, kmcdonald@ jackhenry.com or go to www.jackhenry.com
 

Jackson Lewis LLP
Service Member
58 South Service Road, Ste. 410
Melville, NY 11747
Tel: (631) 247-0404
Email: siegelp@jacksonlewis.com
Website: www.jacksonlewis.com
Contacts:  Paul J. Siegel, Partner

Matthew Halpern, Partner

With 300 attorneys in 20 major locations, Jackson Lewis is one of the largest workplace law firms in the U.S.  The firm's practice is devoted exclusively to labor, employment, benefits and immigration law on behalf of management.

John M. Floyd & Associates
Service Member
125 North Burnet Bay Drive
Baytown TX 77520
Tel: (800) 809-2307
Fax: (281) 424-8864
Contact:  Mark A. Roe, Regional Director, mark.roe@jmfa.com

John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and a leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 49 states and Central America.  JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting.  As a direct result of our programs JMFA has helped thousands of clients dramatically improve their performance and bottom line.

JPMorgan Chase I-Solutions

Endorsed Vendor

Service Member

Chris Redvers, Product Analyst

1 Chase Manhattan Plaza

9th Floor

New York, NY 10005-1401

Tel:  (212) 552-0494

Fax: (212) 383-0722

Email: redvers_chris@jpmchase.com

JPMorgan Chase specializes in providing solutions to correspondent banks.  In addition to our full array of treasury management services, we also help you manage loan growth and interest rate risk, expand credit capabilities and invest excess funds.  We understand what it takes to operate a profitable, high-performing financial institution, and we can assist your institution in achieving its goals.  i-VAULT! is a NYBSCO-endorsed product and JPMorgan Chase is a NYBA bank member.

Kaplan & Associates, Inc.

Service Member

Alan J. Kaplan

President & CEO
1220 Wyngate Road
Wynnewood, PA 19096
Tel: (610) 642-5644

Email: alan@kasearch.com

Dara J. Klein
Principal
Tel: (610) 667-1482
Email: dara@kasearch.com

Kaplan & Associates, Inc. (K & A), is a retained executive search firm headquartered in suburban Philadelphia, and was founded in 1994. K & A partners with bank Boards and CEOs to provide advice on leadership succession and the identification of new CEOs, Directors and senior banking leaders. Alan J. Kaplan, Founder and CEO, is a former banker with over twenty years of executive search experience in the banking industry.  K & A has completed executive recruiting assignments for virtually every senior position in banking, including CEOs, COOs, CFOs, Chief Lending Officers, Chief Retail Officers, Chief Marketing Officers, and Chief Wealth Management Officers. The firm also conducts assignments for senior functional leaders in areas such as human resources, finance, information technology, law and compliance. K & A boasts outstanding client references from some of the country's leading financial institutions.

The Kafafian Group, Inc.
Service Member
Robert E. Kafafian
President & CEO
The Kafafian Group, Inc.
2001 Route 45, Suite 105
Parsippany, NJ 07054
Tel: (973) 299-0300, ext. 106
Fax: (973) 299-1002
E-mail: rkafafian@kafafiangroup.com
Website: www.kafafiangroup.com

The Kafafian Group, Inc. is a finance, systems, and operations consulting firm that specializes in performance measurement and profitability outsourcing for the financial services industry. The Group has advised over 300 financial institutions in all 50 states and helped them improve their back-office operations, utilize systems more effectively, and develop better management information and reporting. The Group is widely recognized as authorities on performance measurement and profitability analysis and reporting, and has developed a cost-effective profitability outsourcing solution for community banks. Their clients have ranged in asset size from as small as $16 million to over $100 billion.

Keefe, Bruyette & Woods, Inc.
Service Member
211 Bradenton Avenue
Dublin, OH 43017-3541
Tel: (614) 766-8400
Fax: (614) 766-8406
Email:  pmcjoynt@kbw.com
Website: www.kbw.com
Contact:  Patricia A. McJoynt

Provider of investment banking services to financial institutions, including conversion stock offerings, M&A transactions, secondary stock offerings, financial advisory assignment, and shareholder enhancement efforts.

KPMG LLP
Service Member
757 Third Avenue
New York, NY 10017
Michael E. Guerrasio, Audit Partner
Tel: (212) 872-5701
Email: mguerrasio@kpmg.com
Brian C. Flynn, Tax Partner
Phone: (518) 427-4604
Email: bflynn@kpmg.com

One of the world's foremost professional accounting firms, KPMG provides a broad range of audit, tax, management consulting, and other services through more than 100 operating offices in the U.S.  Client base for audit and accounting services to thrift institutions currently exceeds that of any other accounting firm, and includes over 50 percent of top 300 thrift institutions.  Other services include tax consultation, planning and compliance, acquisition advisory, strategic corporate planning, stock conversion, branch evaluation, human resources, executive compensation, and employee benefits consulting.

Lamb & Barnosky, LLP
Service Member
Patrice Dowd-Shenn
Partner
534 Broadhollow Road
Melville, NY 11747
Tel:( 631) 694-2300
Fax: (631) 694-2309
Website:  www.lambbarnosky.com
Contact:  Patrice Dowd-Shenn, Partner,  pds@lambbarnosky.com

Lamb & Barnosky, LLP, one of Long Island's largest and most respected full-service law firms, representing a wide variety of corporate, municipal and individual clients. Since the firm was founded in 1981, it has been guided by and remain true to the principle that all work be performed in accordance with the highest professional and ethical standards. The firm enjoys an AV rating from Martindale-Hubbell, the nationally recognized legal directory, for the highest standard of legal ability and professional standards of conduct and ethics. It has also been named to the National Register of Preeminent Lawyers. For more information, contact Patrice Dowd-Shenn, Partner, at (631) 694-2300 or visit www.lambbarnosky.com.

Lighthouse Computer Services, Inc.

Service Member

11 Penn Plaza, 57h Floor

New York, NY 10001

Tel:  (888) 542-8030 or (401) 334-0799 ext.155

Fax:  (401) 334-0719

Website:  www.lighthousecs.com

Contact:  David M. Sylvestre, Vice President Marketing, dsylvestre@lighthousecs.com

                  Jerry Hughes, (401)-334-0799, jhughes@lighthousecs.com

Lighthouse Computer Services, Inc. is a leading provider of IT Governance, Auditing and Compliance consulting services to banks in the Northeast.  All Lighthouse consultants are CISA-certified and follow the industry best-practice COBIT framework.  Lighthouse can tell you how it has helped banks overcome complex compliance challenges.  The firm has earned a high customer satisfaction record with several banks.  For more information, please visit our website or contact Jerry Hughes at 401-334-0799, jhughes@lighthousecs.com.

Lodestone Banking Consultancy, Inc.

Service Member

6901 Henderson Road
Jamesville, NY 13078-9616

Tel:  (315) 446-6411

Fax:  (315) 445-9720

Website:  www.lodestonebanking.com

Contact:  Mark C. Clark, Executive Vice President, mclark@lodestonebanking.com

Lodestone's positioning statement is "Driving the bottom line." We live it, we breath it, we demand it. We are the solution that you look for day-in and day-out... but can't realize. We know it's not easy to look beyond your team for answers. We know that there are consultants out there that are satisfied with mediocre results. That's not Lodestone. Lodestone is a banking consultancy with a singular focus - profit improvement. That seems to be a very over-used term in our industry. One that is given a lot of latitude... allowing our competitors to be mediocre, and somehow still make you believe they did their job. Don't believe it. Lodestone is driven to look outside of the box. To find areas of opportunity others will just not find. It's a burning desire to be the best. Not the biggest. The best.

Locke Lord Bissell & Liddell LLP
Service Member
1717 Pennsylvania Avenue, NW
Suite 500
Washington, DC 20006
Tel: (202) 521-4100
Fax: (202) 521-4200
Email: dfaucette@lordbissell.com
Website: www.lordbissell.com
Contact:  Douglas Faucette, Partner

Locke Lord Bissell & Brook LLP serves national and international banking and financial services clients from offices in Atlanta, Chicago, London, Los Angeles, New York, and Washington.  Thriving for 90 years, we have earned the trust of our clients through continued commitment to client success and satisfaction.

Luse Gorman Pomerenk & Schick, P.C.
Service Member
5335 Wisconsin Avenue, NW, Suite 400
Washington, DC 20015
Tel: (202) 274-2000
Fax: (202) 362-2902
Contacts:
Eric Luse, Partner
Email: eluse@luselaw.com
John J. Gorman, Partner
Email: jgorman@luselaw.com
Alan Schick, Partner
Email: aschick@luselaw.com
Website: www.luselaw.com

Washington, DC law firm specializing in financial institutions, regulatory and corporate matters, including mutual-to-stock conversions, mergers and acquisitions, executive compensation, and mutual holding companies.

Manning Napier Advisors, Inc.
Service Member
290 Woodcliff Drive
Fairport, NY  14450
Tel:  (585) 325-6880
Website:  www.manning-napieradvisors.com
Contact:  C. Paul Tyborowski, Managing Director, Strategic Initiatives

Manning Napier Advisors provides investment management and benefit advisory services to individuals, endowments and foundations and corporate and Taft-Hartley benefit plans. The firm provides investment management, retirement services, health and welfare benefits information management services, web-based technology services.

Mapping Analytics, LLC
Service Member
120 Allens Creed Road
Rochester, NY 14618
Tel: (585) 271-6490
Fax: (585) 271-1132
Contact:  Ralph Rothfelder, President
Email: ralph@mappinganalytics.com

Bank executives and marketers seeking to improve performance of branch locations and marketing programs work with Mapping Analytics. Since 1989, we have provided analytical services, mapping software and key data sets that use geography and location as the foundation for analysis. With Mapping Analytics as their partner, financial services organizations are able to improve target marketing, predict consumer behavior, profile customers, analyze competitors, and select optimal sites for opening, closing or consolidating branches and ATMs. Please visit www.mappinganalytics.com to learn more.

Marcum & Kliegman LLP
Service Member
130 Crossways Park Drive
Woodbury, NY 11797
Tel: (516) 390-1000
Fax: (516) 390-1001
Email:  ppercent@mkllp.com
jperry@mkllp.com
Website:  www.mkllp.com
Contact:  Joseph Perry

Certified Public Accountants and Business Consultants.

McCarter & English, LLP
Service Member
245 Park Avenue
New York, NY 10167
Tel: (212) 609-6803
Fax: (212) 935-1938
Email:  sfields@mccarter.com
Contact:  Stephen M. Fields, Esq., Partner

McCarter & English, LLP is a firm of over 400 lawyers with offices in Boston, Hartford, Stamford, New York City, Newark, Philadelphia and Wilmington. In continuous business for more than 160 years, we are among the oldest and largest law firms in America. Our stability, growth, and success reflect a culture in which, time and again, integrity, selflessness, hard work, and an understanding of our clients’ businesses and objectives have achieved powerful legal outcomes and real world successes. We view our history, however, not as a source of self-satisfaction, but as a platform for continuous improvement, and we’ve earned a reputation for constantly seeking innovative, efficient, and effective ways to attain our client’s goals. We are honored to be the chosen law firm of clients ranging from Fortune 100 companies to mid-market and emerging growth companies to individual people. When our clients do great things, we are pleased to get the assist.

McConneghey Banq & Corp, Inc.
Service Member
1138 East 229^th Drive South Avenue  #6G
Bronx, NY  10466
Tel:  (347) 257-2227
Fax:  (347) 665-1477
E-Mail:  mcconnegheybanq@yahoo.com
Contact:  Prof, Maritza McConneghey, Chief Executive Officer

Tax preparations, financial consulting, management consulting, payroll, business valuation services, inventory and bookkeeping services.

McNamee, Lochner, Titus & Williams, P.C.
Service Member
Harry P. Meislahn
McNamee, Lochner, Titus & Williams, P.C.
75 State Street
Albany, NY 12201
Tel:  (518) 447-3264
Fax: (518) 447-3375
E-mail: MEISLAHN@MLTW.COM
Website: www.mltw.com

McNamee, Lochner, Titus & Williams, P.C. is one of the major law firms in New York's Capitol District. Founded in 1863, it provides comprehensive legal services to a broad spectrum of clients. While the firm provides advice in a wide range of practice areas, it has been recognized for its depth and strength in counseling a large number of financial service providers throughout the state. McNamee's 41 attorneys work closely with financial institutions in lending, risk management, workouts and collection, complex financial litigation, compliance and regulatory issues, and legislative reform and policy development.

Medical Capital Corp.
Service Member
2100 South State College Boulevard
Anaheim, CA 92806
Tel: (800) 417-1299, (866) 205-9340
Fax: (516) 496-0858
Email:  joez@medicalcapital.com
Website:  www.medicalcapital.com
Contact:  Joseph Zimbardi, Financial Services Specialist

Medical Capital's core focus is to purchase medical accounts receivable.  Our program provides a quick turnaround for your clients in need of an immediate cash infusion.  Our founders and employees are experts in the medical and financial fields.  This knowledge provides Medical Capital with invaluable insight and intimate understanding of the unique challenges facing today's healthcare professionals.

Merrill Lynch Institutional Advisory Division
Service Member
Michael A. Murphy, Senior Vice President & Account Executive In Charge
100 Jericho Quadrangle, PO Box 787
Jericho, NY 11753
Tel: (516) 827-3282
Fax: (516) 935-5330
Email:  mmurphy4@exchange.ml.com

Merrill Lynch is one of the world's leading wealth management, capital markets and advisory companies, with offices in 40 countries and territories and total client assets of approximately $1.6 trillion.Merrill Lynch offers a broad range of services to private clients, small businesses, and institutions and corporations, organizing its activities into two interrelated business segments - Global Markets & Investment Banking and Global Wealth Management, which is comprised of Global Private Client and Global Investment Management.  As an investment bank, it is a leading global trader and underwriter of securities and derivatives across a broad range of asset classes and serves as a strategic advisor to corporations, governments, institutions and individuals worldwide. Merrill Lynch owns approximately half of BlackRock, one of the world's largest publicly traded investment management companies, with more than $1 trillion in assets under management.  We’re growing our business by helping clients grow theirs. Our client relationships are among our greatest competitive assets. We deepen and enrich these relationships through disciplined growth, innovation, and seamless execution.

MKA Executive and Professional Benefits, Inc.
Service Member
Barry N. Koslow, President
12 Gill Street, Suite 5600
Woburn, MA 01801-4043
Tel: (781) 939-6050
Fax: (781) 939-6005
Email: bkoslow@mkabenefits.com

MKA has been the executive benefits firm of choice for banks throughout the Northeast for over 35 years, with an unblemished regulatory record. Serving more than 150 banks in the Region, MKA designs customized retirement plans to protect and reward top talent. We also implement Bank Owned Life Insurance programs to offset benefit expenses. Our Administrative and Design Teams are among the most experienced in the industry, enabling us to provide you with solutions that meet both your objectives and your fiduciary responsibilities.

Muldoon Murphy & Aguggia LLP
Service Member
5101 Wisconsin Avenue, NW, Suite 500
Washington, DC 20016
Tel: (202) 362-0840
Fax: (202) 966-9409
Email:  counsel@muldoonmurphy.com
Website:  www.muldoonmurphy.com
Contact:  Paul M. Aguggia, Esq., Partner

The firm maintains a national practice representing banks, securities firms and insurance companies before the various federal and state regulatory agencies on all matters under their jurisdiction.  The firm's practice includes structuring recapitalization plans for financial institutions including mutual-to-stock conversions, structuring acquisitions for investors and financial institutions and providing legal advice regarding regulatory, corporate and operational matters.  The firm also maintains active tax and employee benefits practices for financial institutions.

New York Business Development Corporation (NYBDC)
Service Member
Patrick MacKrell
President
NYBDC
50 Beaver Street, 6th floor
Albany, NY 12207
Tel:  (518) 463-2268
Fax: (518) 463-0494
E-mail: pmackrell@nybdc.com
Website: www.nybdc.com
The NYBDC mission is to promote economic activity within New York State in partnership with its 163 member banks. Banks provide loan referrals to NYBDC. NYBDC: 1) offers small business loans, 2) assists banks in accessing loan programs from the U.S. Small Business Administration, and 3) gives access to capital to minority and women-owned businesses that otherwise is not available to them.

Nixon Peabody LLP
Service Member
Bruce Baker
Partner
Nixon Peabody LLP
1300 Clinton Square
Rochester, NT 14604
Tel:  (716) 263-1232
Fax:  (716) 263-1600
Website: www.nixonpeabody.com

With over 480 attorneys in 11 cities, Nixon Peabody LLP has the experience, the people, and the technical resources to handle a broad spectrum of legal matters, from complex transactions for Fortune 500 companies to organizing and nurturing start-ups.  We are both big and small.  We have the resources that come with size, but we work in smaller, client-oriented teams that have not only first-rate legal skills, but also project management skills and a knowledge of the client's business.

Northeast Capital & Advisory, Inc.
Service Member
Arthur L. Loomis, II
President
80 State Street, 9th Floor
Albany, NY 12207
Tel: (518) 426-0100
Fax: (518) 426-0104
Email: alloomis@ne-capital.com

Provides investment banking services to financial institutions, including mergers and acquisitions, branch purchases and sales, mutual-to-stock conversions, mutual holding company conversions, merger conversions, strategic planning and performance enhancements, valuations, private placements, and public offerings.  Our average client retains us for at least five assignments, which reflects the quality and value of the services we deliver.

Northeast Investors Title Insurance Company
Endorsed Vendor
Service Member
Tim McLaughlin
15 Fishers Road Suite 112
Pittsford, NY 14534
Tel: (585) 586-3322, (888) 346-4577
Fax: (585) 586-3130
Email: tmclaugh@invtitle.com

Based in Chapel Hill, North Carolina, Northeast Investors Title Insurance Company (NEITIC) underwrites title insurance in New York for real estate owners and mortgages through issuing agents.  NEITIC assists banks in becoming owners of title insurance agencies to capture non-interest income.  Investors Title Company, NEITIC's holding company, is publicly held and traded on NASDAQ under the ticker symbol "ITIC."  Investors Title is a growth company with superior financial stability and ability to pay claims.

Open Solutions Inc.
Endorsed Vendor
Service Member
455 Winding Brook Drive
Glastonbury, CT 06033
Tel: (860) 652-3155
Fax: (860) 652-3156
Email:  info@opensolutions.com
Website:  www.opensolutions.com
Contact:  Marvin (Mickey) S. Goldwasser

Open Solutions Inc. offers banks a full featured strategic enabling product platform that integrates core data processing applications, built on a single centralized Oracle relational database, with Internet banking, financial accounting, imaging, cash management, CRM/business intelligence and loan origination solutions.  Open Solutions' industry-focused technology products and services are designed to help financial institutions to strengthen and better manage their customer relations and to better compete in today's highly aggressive financial services marketplace.

Optimum System Products, Inc.
Service Member
Optimum System Products, Inc.
9501 Greiner Road
Clarence, NY 14031
Tel:  (800) 869-0632
Fax: (614) 885-4454
Email: mpmaghran@aol.com
Website: www.optimumsystem.com
Contact:  Michael Maghran
Optimum System Products is recognized as an industry leader in client profitability through providing business products, printing, technology and marketing services delivered with exceptional customer experiences.  Specializing in the unique needs of financial institutions, Optimum is a “one source resource” that has been fulfilling the needs of more than 1,000 community banks nationwide for over 20 years.  Optimum guarantees to reduce employee time and product costs by a minimum of 15%.  A typical community bank saves $22,600 annually.
A bank’s inventory and purchases are assets and that is how Optimum treats them.  Bank management receives reporting that tracks spending by branch, department or cost center.  The information provided also permits treating inventory as a prepaid asset and expensing only what is consumed each month.  The bank benefits by utilizing the program in browser based technology – therefore no need to buy, install or maintain additional software.  
Streamline processes and make your bank more efficient by using Optimum’s Supplies Outsourcing Services (SOS) program.  If you are looking for a product or service, call Optimum, your procurement and sourcing experts for “Solutions that Revolve around You.”

O'Reilly, Marsh, & Corteselli, P.C.
Service Member
1000 Franklin Avenue, 3rd Floor
Garden City, NY 11530
Tel: (516) 741-1818
Fax: (516) 741-1818
Email:  omclaw@aol.com
Contacts:  Philip J. O'Reilly, Esq., Principal
James G. Marsh, Esq., Principal

O'Reilly, Marsh & Corteselli, P.C. practices in the following areas of law:
The firm conducts a General Practice with emphasis on the areas of litigation, banking, real estate, corporations, taxation and estates.

PHH Mortgage
Service Member
3000 Leadenhall Road
Mount Laurel, NJ
Contact: Robert H. Tort, Director- Private Label Sales
Tel: (856) 917-7140
Fax: (856) 917-6702
Email: robert.tort@mortgagefamily.com
Website: www.PHHMortgageSolutions.com

PHH Mortgage, one of the nation’s largest, most dynamic mortgage companies, previously operating as Cendant Mortgage, and is one of the top ten retail originators of residential mortgage loans in the United States. Founded in 1946, PHH began by creating the industry's first financial lease program, and continues to be an innovation leader. The company was re-established as an independent, publicly-traded company with the January 2005 spin-off from Cendant Corporation. PHH is the industry's leading provider of private label mortgage services and the top originator of mortgage loans by phone. The company is a full-service lender and leader in relationship-driven mortgage banking which operates in all 50 states. Homebuyers are able to take advantage of the company's innovative, seamless pre-approval mortgage application platform coast to coast. PHH Mortgage provides full-service capabilities for originating, processing, closing and servicing loans; more than 200 different mortgage products; twenty-minute single session home loan approvals on the Internet or by phone; one of the industry's strongest rate protection programs; outsourced, private label mortgage services to real estate brokers, financial institutions, affinity groups, credit unions, corporations, and government agencies.

Pearl Meyer & Partners
Service Member
132 Turnpike Road, Suite 300
Southborough, MA 01772
Tel: (508) 630-1493
Fax: (508) 460-9601
Email: susan.odonnell@pearlmeyer.com
Contact: Susan O'Donnell, Managing Director

Pearl Meyer & Partners is an independent compensation consulting firm serving community banks across the Northeast.  We specialize in issues related to executive compensation, Board/Director compensation, short-term incentives, long-term incentives/equity performance measurement, succession planning, governance and disclosure, and staff compensation.

Pentegra Retirement Services
Service Member
108 Corporate Park Drive
White Plains, NY 10604
Tel: (800) 872-3473
Fax: (914) 694-9384
Email:  jwheeler@pentegra.com
Website:  www.pentegra.com
Contacts:  John Schafer, National Director of Financial Institutions
Joan Wheeler, Regional Marketing Director

Pentegra is a full-service retirement benefit provider with over 60 years of experience offering a wide range of retirement services specifically designed to meet the unique needs of community bankers and their clients.  Retirement products include:  401(k) plans; ESOPs; defined benefit pension plans; cash balance plans; money purchase plans; profit sharing plans; and executive benefit and director plans.  Pentegra's Gateway 401(k) product provides banks with a full-service 401(k) program to offer their commercial customers.  Pentegra's turnkey approach includes custom plan design, administration and recordkeeping, investment management, consulting, legal support, plan compliance, shared fiduciary responsibility under our multiple-employer plans and plan education and participant communications.  Pentegra offers unmatched value as the preferred retirement provider for the financial community and is endorsed by America's Community Bankers, and affiliated with over 40 state banking associations nationwide.

Perimeter eSecurity
Service Member
440 Wheelers Farms Road, Suite 202
Milford, CT 06460
Tel:  (203) 541-3437
Fax: (203) 878-1284
Email:  steve@perimeterusa.com
Website:  www.perimeterusa.com
Contact:  Steve Mungenast, Regional Vice President (518) 446-1814

Perimeter Internetworking™ provides secure managed network defense solutions for community financial institutions.  Perimeter's turnkey managed services include Intrusion Defense, Malicious Code Defense, Secure Mail Services, Secure Access, and Integrated Network Services.

Perimeter's unique centralized architecture offers best-in-class pre-integrated technology with complete redundancy, continuous upgrades, complemented with a 24/7 engineering staff.

Headquartered in Milford, CT, with three geographically distributed technical operations centers as well as two redundant data centers, Perimeter's managed network solutions is validated by TruSecure and guaranteed for current and future regulatory compliance.
 

Phillips, Lytle,  LLP
Service Member
Raymond H. Seitz
Partner
Phillips, Lytle, Hitchcock, Blaine & Huber LLP
3400 HSBC Center
Buffalo, NY 14203
Tel:  (716) 847-7065
Fax:  (716)852-6100
E-mail: rseitz@phillipslytle.com
Website:  www.phillipslytle.com

Founded in 1834, Phillips, Lytle is a premier banking and commercial law firm that represents commercial and thrift financial institutions in mergers and acquisitions, commercial and asset-based financing, real estate financing, consumer financing, development financing, tax exempt and taxable industrial revenue bonds, bankruptcy and workouts, tax and pension matters, environmental matters, trust and estates matters and intellectual property matters. Phillips, Lytle also has a significant corporate clientele which ranges from publicly listed multi-nationals to small closely-held businesses. Phillips, Lytle has New York State offices in Buffalo, New York, Rochester, Jamestown, and Fredonia.

Platzer, Swergold, Karlin, Levine, Goldberg & Jaslow LLP
Service Member
1065 Avenue of The Americas
New York, NY 10018
Tel:  (212) 593-3000
Fax:  (212) 593-0353
Website:  www.platzerlaw.com
Contact:  Howard M. Jaslow, Esq., Partner, hjaslow@platzerlaw.com

The law firm of Platzer, Swergold, Karlin, Levine, Goldberg & Jaslow, LLP was founded on the principal that a client’s interests can be fully protected through informed, insightful yet cost-efficient legal representation. As attorneys and business people, we appreciate that retaining legal counsel is a means and not an end.  Mindful of the cost of legal representation, we seek to aggressively pursue the interests of our clients without generating burdensome and unnecessary fees. With roots that go back more than 40 years, our firm has built a reputation for excellence in the areas of bankruptcy law, debtor and creditor rights, insolvency, secured transactions, general corporate and commercial law, litigation, and related legal matters.  By concentrating our efforts in these areas we believe the firm delivers significant advantages to our clients. One measure of our success is the stability of our firm’s personnel.  The majority of our partners began as associates in the firm and many members of the staff have spent their entire professional lives with us.  Partners and associates have lectured before, and hold positions in, important local and national legal and business organizations such as the Equipment Leasing Association, Commercial Finance Association, Turn-Around Management Association and Commercial Law League of America.  Our attorneys are also active in a number of charitable and community organizations.

POM Recoveries, Inc.
Service Member
James V. Argutto
President
85 East Hoffman Avenue
Lindenhurst, NY 11757
Tel:  (631) 761-1028
Fax:  (631) 761-1030
E-Mail:  jima@pomr.com
Website: www.pomr.com 

POM Recoveries is a full-service receivables management company that offers a scope of services broad enough to meet the needs of any creditor, from banks and retail organizations to health care providers, commercial creditors, and even the Dormitory Authority of the State of New York for the management, billing and collection of receivables.  It utilizes cutting edge Information Technology and Systems, which provides for automated electronic communication with its clients as well as the credit industry.  Services provided include inbound/outbound telephone campaigns; billing services, letter/dunning services; skip tracing services and litigation services.   POM Recoveries also specializes in open source implementation to meet any creditor’s needs as programs are customized to each of its client’s requirements.

POM Recoveries was formed in 1983 and has continued to provide its services to its clients over the past 23 years.  It is professionally staffed with experienced billing and recovery teams, system analysts, programmers, attorneys and support personnel.  All In-House.  All Full-Time.  All working as a team to convert its client accounts receivable into cash assets in the shortest time possible. 

Progressive/ABA-sponsored Insurance Program
Endorsed Vendor
Service Member
Holly Leuchtag
Regional Sales Manager
5920 Landerbrook Drive, PLG-L21
Mayfield Heights, OH 44124
Tel:  (800) 274-5222
Fax:  (800)456-6590
Website:  www.banks.progressive.com        

Endorsed by the NYBA, the American Bankers Association-sponsored insurance program underwritten by Progressive, is a unique partnership of community banks, the ABA, 27 other state bankers associations and Progressive. Coverages offered include Directors and Officers Liability, A-Side Plus for bank directors and officers, Financial Institution Bond, Employment Practices Liability and Internet Banking Liability. Futhermore, when you join the program, you have the opportunity to participate in a unique profit-sharing program. Based on its success and profitability, a profit distribution has been declared since 1991, totalling $67,500,000 to date. Of that, New York banks have shared over $5,300,000 since program inception. To find out how you can take part in this unique program, please call Holly Leuchtag at 800-274-5222.

Putney, Twombly, Hall & Hirson LLP
Service Member
Charles J. Groppe
Partner
521 Fifth Avenue
New York, NY 10175
Tel:  (212) 682-0020
Fax:  (212) 682-9380
E-mail: cgroppe@putneylaw.com
Website:  www.putneylaw.com

Founded in 1866 in New York City, the firm is medium sized with concentration in four practice areas: Trusts and Estates, Labor and Employment Law for management , Litigation and Corporate Law. Our attorneys have had extensive experience in representing fiduciaries and beneficiaries in estate planning, administration and fiduciary litigation and all phases of estate, gift and generation-skipping transfer tax planning. The employment law practice enables the firm to serve corporate clients in ERISA matters and in retirement planning. The firm also has offices in New Jersey and on Long Island.

PWCampbell
Service Member

109 Zeta Drive

Pittsburgh PA 15238

Tel: (800) 253-7430

Fax: (412) 963-0200

Contact: David S. Welsh

Regional Vice President

david.welsh@pwcampbell.com

Website: www.pwcampbell.com

PWCampbell, widely known and respected in the financial service industry, is a third generation, family-owned design/build firm.  Founded in 1910 and based in Pittsburgh, PA, we offer a full range of quality planning, market/demographic research, site selection, design coordination and construction services.  PWCampbell provides a total turnkey approach -- from planning to post-construction -- for new main offices, operation centers, retail facilities and additions/renovations through our management process, the PWCampbell Complete Facility Solution^(tm).  We understand the importance of profitability and performance -- and our considerable experience in the financial services industry will help minimize your risk, providing an early return on your investment.  PWCampbell creates the best financial facilities to meet each client's unique needs.  We are always working to provide the best possible facility solution, delivered on time and within budget.  

Rossrock LLC
Service Member
150 East 52nd Street, 27th Floor
New York, NY 10022
Tel: (212) 888-2720
Fax: (212) 888-1732
Website:  www.rossrock.com
Contact:  Alan Leavitt, Managing Member

Rossrock was founded in 1992 by James Ross and Alan Leavitt. Since that time, Rossrock has been acquiring commercial mortgage loans, originating mezzanine loans and investing in commercial properties on a value-added basis. Rossrock has invested over $200 million in equity in these transactions. Prior to 1992, Rossrock was known as Rossrock Company Inc., a family-held investment firm with private investments directed principally toward multi-family real estate and distressed corporate debt. Rossrock Company acquired Unimet Inc., an Ohio-based conglomerate. Rossrock Company was a managing partner in the acquisition from the United States Maritime Administration of $40 million in bonds issued by CLC of America, Inc., a New York Stock Exchange conglomerate. CLC was merged into the Archer Daniels Midland Company after emerging from bankruptcy. It was Rossrock Company's prior experience investing in real estate assets and corporate distressed debt that lead to the formation of Rossrock LLC, with its initial emphasis on acquiring distressed real estate debt.

Ruesch International
Service Member
700 Eleventh St. NW Suite 400
Washington, DC 20001
Tel:  (202) 408-7338
Fax: (678) 623-0719
Contact:  John Perry, Executive Vice President
Email:  john.perry@ruesch.com

Ruesch International is a premier provider of business-to-business payment solutions that facilitate global commerce. Leveraging leading-edge technology, Ruesch offers financial services, expert market analysis, and payment system technologies to help businesses more effectively manage their international payments. The corporation has served more than 30,000 clients from offices in the United States and Europe. Through a network of 25 correspondent banks, Ruesch helps clients manage more than $24 billion annually in transactions. International payments and foreign exchange transactions have historically been conducted by banking institutions that typically subject businesses to uncompetitive exchange rates and costly service fees. Ruesch was founded to provide businesses with a better alternative. In order to serve the growing need for corporate foreign exchange services, Ruesch introduced foreign payment services that were not tied to credit lines, forward contracts with lower minimums, and new channels to deliver customised solutions that meet clients' individual needs. Among its many industry-leading innovations, Ruesch was one of the first international payment providers to offer a robust web-based account management system that allows clients to manage all aspects of their international payments in a secure online environment. Since its founding in 1980, Ruesch's pioneering approach to international payment solutions has helped clients keep a step ahead and compete in global markets.

Ryan Beck & Company
Service Member
18 Columbia Turnpike
Florham Park, NJ 07932
Tel: (973) 549-4000
Fax: (973) 549-4034
Website:  www.ryanbeck.com
Contacts:  Ben A. Plotkin, Chairman & CEO
Mark B. Cohen, Managing Director
Michael Rasmussen, Director

Ryan Beck & Company provides a full range of financial advisory and merger-and-acquisition services to the banking and thrift industry, including buy/sell-side advisory, balance-sheet restructuring, due diligence assistance, fairness opinions, and feasibility studies.  The firm is also an expert in capital raising and specializes in handling mutual-to-stock conversions and mutual holding company reorganizations, offering subscription and community offering enhancement services, and firm commitment underwriting capabilities.

Sandler O'Neill & Partners, L.P.
Service Member
Richard Olstein
Managing Director
Sandler O'Neill & Partners, L.P.
919 Third Avenue, 6th Floor 
New York, NY 10022 
Tel:  (212) 466-7818
Fax:  (212) 466-7990
E-mail: dolstein@sandleroneill.com
Website: www.sandleroneill.com

Sandler O'Neill & Partners, L.P. is a full-service investment banking and financial advisory firm serving middle-market financial institutions. The firm specializes in strategic business planning, mergers and acquisitions, capital raising, mutual-to-stock conversions and demutualizations, investment portfolio and interest rate risk management, fixed income securities transactions, loan portfolio restructurings and equity research, sales and trading.

Sandler O'Neill addresses the special needs of the middle-market client with an uncommon breadth and depth of senior consultative and other support services. The firm's staff consists of former industry executives and regulators, financial and securities analysts, investment bankers, and fixed income traders. Its business groups work together toward a single goal the enhancement of each client's franchise value.

Based in New York City, Sandler O'Neill has been serving financial institutions nationwide since 1988.

SBLI USA Mutual Life Insurance Company, Inc.
Service Member
460 West 34th Street, Suite 800
New York, NY 10001-2320
Tel: (877) SBLI-USA
Fax:  (212) 624-0746
Email:  nali@sbliusa.com
Website: www.sbliusa.com
Contacts: Vikki L. Pryor, President and CEO
M. Nasim Ali, Executive Vice President  ̶  Marketing & Sales, (212) 356-0300

SBLI USA is positioned as "the financial services company for the people who make America work."  This places primary focus on a variety of underserved markets, emerging and growing markets, and other consumer segments that seek value in financial services.  SBLI USA has a long history of association and service with community bankers.

SecureWorks
Service Member
Alan M. Porten
Account Manager
SecureWorks
11 Executive Park Drive NE, Suite 100
Atlanta, GA 30329
Main number:  (404) 327-6339
Tel:  (404) 486-4413
E-mail:  aporten@secureworks.com
Website:  www.secureworks.com

SecureWorks, an Internet security company, protects corporate networks throughout North America. SecureWorks delivers true intrusion prevention.  We block malicious traffic before it compromises your network, while allowing legitimate data to flow uninterrupted.  Hundreds of companies rely on SecureWorks for rock-solid, Four-Dimensional network security with no hassles, no headcount, and no capital outlay. SecureWorks security consists of four elements:
Time - Immediate response to attack threats, coupled with immediate protection
Technology - Our proprietary iSensor is the only security appliance co-branded by IBM
Process - Patent-pending intrusion manager People - Our Security Operations Center staff monitors your network around the clock SecureWorks primarily services banks, credit unions, utilities and health care companies. Here's what one of SecureWorks banking client's has to say:
"In a research company like ours, Internet security is a full-time task.  The reports SecureWorks sends detailing the threats the iSensor blocks are real eye-openers when you realize what a hacker can do to your data.  But I don't worry about that anymore because I know SecureWorks is protecting my network, all day, every day."  Client #106, Boston, MA

Select-A-Branch ATM Network LLC
Service Member
150 First Avenue, Suite 600
King of Prussia, PA  19406
Tel:  (917) 501-2069
E-Mail:  dstechow@selectabranch.com
Website:  www.selectabranch.com
Contact:  Dan Stechow, Chief Operating Office

Select-A-Branch is an independent ATM Network dedicated to serving the needs of merchant locations, financial institutions and ATM users alike. Our patent-pending technology allows S-A-B ATMs to recognize the institution associated with each ATM presented.  Cardholders of participant institutions then receive digitally branded, surcharge-free transactions, which include the same look-and-feel, messages, and offers presented on their institution's own ATM screens. S-A-B's goal of creating the world's largest network of advanced function ATM's requires its seasoned management team to pursue two simultaneous growth objectives: increase financial institution participation and acquire premium, high-traffic locations.

Shay Financial Services, Inc.
Service Member
655 Third Avenue
New York, NY 10017
Email:  rdsjr@shay.com
Website:  www.shayassets.com
Contacts:  Rodger D. Shay, Jr., President  ̶  Shay Financial Services, Inc., (305) 379-6656
John McCabe, Senior Vice President  ̶  Shay Assets Management, Inc., (212) 573-9354

Shay is a diversified financial services company, established in 1981 to serve the investment management needs of depository institutions.  It comprises three operating affiliates:  Shay Financial Services, Inc. is a full-service institutional broker/dealer specializing in fixed-income securities; Shay Assets Management, Inc. is a SEC-registered investment advisor and the manager of the Asset Management Fund family of mutual funds; and First Financial Bank and Trust Co. is a federally chartered savings bank providing asset custody services.

Silver, Freedman & Taff, L.L.P.
Service Member
1700 Wisconsin Avenue, N.W.
Washington, DC 20007-2313
Tel: (202) 295-4500
Fax: (202) 337-5502
Website:  www.sftlaw.com
Contacts:  Robert L. Freedman, Esq., Senior Partner
James S. Fleischer, Esq., Partner

For over 30 years, Silver, Freedman & Taff, L.L.P. has specialized in the representation of financial institutions nationwide on a variety of matters including mutual-to-stock conversions, mergers and acquisitions, conversion of credit unions to thrifts, merger of credit unions with thrifts, securities issuances, corporate governance, taxation matters, regulatory and enforcement issues, proxy contests and tender offers, and compensation and benefit matters.  With attorneys who were formerly regulators and SEC lawyers, our firm provides financial institutions with a full array of services.

Sterne, Agee & Leach, Inc.
Service Member
Tricia Holbrook
Senior Vice President
Sterne, Agee & Leach, Inc.
800 Shades Creek Parkway, Suite 700
Birmingham, AL 35209
Tel: (205) 949-3531, (800) 2401438
Fax: (205) 949-3607
E-mail: tjones@sterneagee.com
Website: www.sterneagee.com

Sterne, Agee & Leach, Inc., is a full-service investment firm established in 1901. Today, Sterne-Agee has 21 offices located throughout the Southeastern United States and New York City. The firm offers a wide range of products and services, including retail brokerage, trust operations, asset management, fixed income trading, investment banking, underwriting, and equity research. The firm's Financial Institutions Group works with hundreds of banks and thrifts to help them reach their goals of maximizing returns, increasing market penetration and controlling operational risks.

Stevens & Lee
Lawyers & Consultants
Service Member
111 North Sixth Street, P.O. Box 679
Reading, PA  19603-0679
Tel:  (610) 478-2000
Fax:  (610) 371-8517
E-Mail:  jmha@stevenslee.com
Website:  www.stevenslee.com
Contact:  Joseph M. Harenza, Esq., CEO/Managing Partner

Founded over 75 years ago, we are an established firm with a rich tradition of providing specialty legal and business consulting services to regional, national and international clients with a focus on value gained through the understanding of our clients and the industries in which they compete. The firm has specialty departments focused banking, thrift and insurance, bankruptcy/workout, corporate, finance and capital markets.

Stinson Morrison Hecker LLP
Service Member
Thomas B. Kinsock
Partner
Stinson Morrison Hecker LLP
100 South Fourth Street, Suite 700
St. Louis, MO 63102-1823
Tel: (314) 259-4500
Fax: (314) 259-4599
E-mail: tkinsock@stinsonmoheck.com
Website: www.stinsonmoheck.com

Stinson Morrison Hecker LLP is one of the country's largest law firms, focusing in the areas of corporate law, real estate, litigation, intellectual property, employment and tax. The firm has corporate and litigation experience in every aspect of business and commercial enterprise including corporate finance, employment and financial institutions. The firm maintains a staff of more than 335 attorneys, with offices throughout the Midwest as well as Phoenix and Washington D.C. Its legal roots date back more than a century. For more information, contact Thomas B. Kinsock, Partner in the St. Louis, MO office, at (314) 259-4500, or visit www.stinson.com.

Strunk and Associates, L.P.
Endorsed Vendor
Service Member
Thomas F. Dufner
Vice President, Northeast Region
11 Grand Avenue
Washington, NJ 07882
Tel: (800) 522-5607
Fax: (908) 689-6750
Website: www.strunklp.com
Email: tdufner@strunklp.com

In business since 1976, Strunk and Associates, L.P. is a financial institution advisory service recognized nationally for its innovative design, development, and implementation of the original "Overdraft Privilege Service Program", for the financial institution community. The firm's reputation is built on more than three decades of providing expert, objective, unbiased and independent advisory service to thousands of financial institutions. For the past decade, our resources have been dedicated to the development of our Overdraft Privilege Service Program. Strunk and Associates, L.P. currently serves nearly 2,000 Overdraft Privilege Service clients throughout the Unites States and the Caribbean.

Sybase, Inc.
Service Member
561 Virginia Road
Concord, MA 01742
Tel: (978) 287-1661
Website:  www.sybase.com
Contact:  Joe Romanello, Regional Sales Manager, jromanello@sybase.com

Sybase, Inc. is uniquely positioned to provide a total remote deposit capture solution for your commercial business customers looking for the convenience and cost savings of electronic check processing. Our proven system includes high speed scanning equipment, desktop software, and complete check processing services. From image capture to check clearing and funds deposited directly into their current bank accounts - significantly faster than traditional paper processing.

We handle every aspect of the process from installation, training and equipment maintenance, to customer service and tech support. Our intent is to provide you with all the dedicated skill sets and support services needed to maintain an all encompassing solution. We even have a sales force in place that will help sell the process to your customers and we can provide merchandising materials and sales literature to help close the sale. And there’s a dedicated customer support and sales hotline to get you and your customers access to the appropriate member of our team for fast assistance and answers.

Tag Solutions LLC/EIT Security
Service Member
Michael J. McCasland
Managing Member
PO Box 519
Latham, NY 12110
Tel: (518) 281-3978
Fax: (518) 899-5795
Email:  mjm@eitsecurity.com
Website: www.eitsecurity.com

EIT serves an important niche in the financial services industry by helping smaller organizations meet the security responsibilities on a budget they can afford, without forcing them to outsource their control.  EIT provides security consulting to meet regulatory compliance, managed an monitored firewall, intrusion detection, and VPN services, security software system integration and open-source technology solutions.

Thacher Proffitt & Wood, LLP
Service Member
11 West 42nd Street, New York, NY 10036
700 Pennsylvania Avenue NW, Washington, DC 20006
50 Main Street, White Plains, NY 10606
1 Exchange Place, Jersey City, NJ 07302
Affiliated Office:
Avenida Paseo De La Reforma, NO.2620 - Piso 4
Colonia Lomas Altas, 11950, Mexico, D.F.
Omer S. J. Williams, Managing Partner
Tel:  (212) 789-1432
Fax:  (212) 789-1493
E-mail: owilliams@thacherproffitt.com
Website:  www.thacherproffitt.com

Thacher, Proffitt & Wood provides high quality, client-oriented legal services. We are approximately 170 lawyers with offices in New York City, Washington, D.C., White Plains, N.Y., Jersey City, N.J. and Mexico City, established through a joint venture with Otto y Asociados. We have a broad business and commercial practice organized by practice groups that cover the following areas: Banking/Banking and Financial Institutions, Bankruptcy, Corporate/Corporate Finance, Employment and Pension Law, Environmental, International, Legislative and Regulatory, Litigation, Maritime and Insurance, Mortgage and Structured Finance, Real Estate, Tax, Transportation Finance, and Trusts and Estates.
 

Thompson Coburn
Service Member
One US Bank Plaza, 34th Floor
St. Louis, MO 63101-1611
Tel: (314) 552-6176
Fax: (314) 552-7000
Email: tkinsock@thompsoncoburn.com
Contact:  Thomas B. Kinsock, Esq., Partner

Thompson Coburn LLP is an intensely client-focused firm with a passion for excellence. With 330 lawyers experienced in virtually all major areas of the law, we serve clients throughout the United States and beyond. In St. Louis, Missouri, we have the largest practice in the region. Our Washington, D.C. office is a market leader in its principal practice areas, combining its own expertise in Federal representation with the breadth of our Firm's experience. Our Chicago office serves a diverse national and international client base. Our office in Southern Illinois has one of the largest litigation defense practices in the state. Our attorneys are guided by one overriding principle—to serve the interests of our clients as if they were our own. We are dedicated to the excellence of our legal work, yet know that understanding the business needs of our clients is just as important as understanding the law. We also know that efficiency and cost-effectiveness are vitally important to our clients. To make certain we meet these expectations, Thompson Coburn recruits exceptional people and trains them well. We invest heavily in technology, and are consistently rated among the top large law firms in the country in that area as well. This combination of people, training and technology enables us to help our clients find creative solutions to problems quickly and effectively.

Tradewinds Environmental Restoration, Inc.
Service Member

Stacey L. Iaccino

Business Development
Tradewinds Environmental
895 Waverly Avenue
Holtsville, NY 11742

Tel: (631) 289-5500 Ext. 164

Cell: (516) 805-2645
Fax: (631) 447-1680

siaccino@tradewindsenviromental.com

www.tradewindsenviromental.com
 

Tradewinds Environmental Restoration specializes in Emergency Services and remediation due to catastrophes from fire, water, smoke and any other man-made or natural disasters. With 24 hour/7 days a week response, Tradewinds Environmental Restoration is the leading responded in the Northeast.

Amongst our many services are: Emergency Response and Catastrophe Restoration, Chemical Spill Remediation, Oil Spill Remediation: land and marine, Flood Restoration-Desiccant Drying, Mold and Fungus Remediation, Fire Restoration, Vandalism Repair, Duct Cleaning, Indoor Air Quality Services, Tank Removals, General Construction, Asbestos Abatement, Lead Abatement, Soil Remediation, Hazardous Material Training.

Tradewinds Environmental Restoration has been ISO 9001 certified since 2003.  For more information, contact Stacey L. Iaccino, Business Development, at (631) 435-8900 or siaccino@tradewindsenviromental.com.

TransFirst LLC

Endorsed Vendor
Service Member

371 Centennial Parkway

Louisville, CO 80027

Contacts: 

Vince Ingrando,  vingrando@transfirst.com

     Tel:  (941) 341-0910

Marla J. Knutson, President, mknutsen@transfirst.com

     Tel:  (800) 654-9256

Website: www.transfirst.com

TransFirst is a leading provider of merchant credit card processing services for community banks. They serve over 965 financial institutions nationwide by providing all processing needs. TransFirst combines personal customer attention with in-house developed systems, multiple and competitive processing options to deliver the best value to banks and their customers. We invite New York Bankers Association member banks to review our program!

Travelers Companies
Service Member
1 State Street, 8th Floor
New York, NY 10004
Tel: (917) 320-7923
Fax: (917) 320-8503
Email: mmoran1@spt.com

St. Paul Travelers offers a complete line of insurance products and services to community banks through a nationwide network of independent insurance agents/brokers.

The Warren Group

Service Member

The Warren Group
280 Summer Street
Boston, MA 02210

Tel: (800) 356-8805

Fax: (617) 428-5119

Email: custompubs@thewarrengroup.com

Contact:  George Chateauneuf
Custom Publications Manager

The Warren Group is a publishing and information services company that is now in its fourth generation of family ownership and traces its roots to 1872. The Warren Group has been collecting and publishing public records throughout its history and is best known in Massachusetts for its real estate newspaper, Banker & Tradesman. In recent years, The Warren Group has moved to electronic delivery of public records data. First through a dial-up online service and now through a popular Web site (www.thewarrengroup.com), The Warren Group's extensive database of real estate sales and ownership records is used by real estate professionals throughout Massachusetts, Connecticut and Rhode Island. The Warren Group compiles public records from two primary sources. First it obtains a tax assessor file each year from each municipality in Massachusetts, Connecticut and Rhode Island. Typically these files provide the ownership information, the assessed values and a physical description of each property. The second step is to collect information from each deed and mortgage that is recorded in those states. This allows The Warren Group to match the sales data with each parcel, update the ownership and maintain a complete sales and mortgage history for every property in all three states.

Wells Fargo Foreign Exchange Service

Endorsed Vendor

Service Member

530 Fifth Avenue, MAC N 2652-153

New York, NY 10036

Tel:  (866) 793-7556

Fax:  (212) 805-1671

Email:  schatzer@wellsfargo.com

Contact:  Eric Schatz, Regional Development Officer

'Wells Fargo's Foreign Exchange Online (FXOL) service is a comprehensive, real-time foreign exchange system that handles your customer's transaction and information needs via the Internet ̶ quickly, easily and cost-effectively.  Foreign Exchange Online enables partner banks to customize pricing to end-user customers and capture spread and fee income from the provision of foreign currency funds transfers.

West Monroe Partners, LLC
Service Member
75 Rockefeller Plaza, 18th Floor

New York, NY 10016
Tel: (646) 736-2301
Contact: Cary M. Serif, Managing Director

A full-service provider of business and technology solutions named one of Consulting magazine's "Small Jewels" and "Best Firms to Work For" and one of Chicago's "101 Best and Brightest Companies to Work For" in 2006 and 2007.
 

WithumSmith+Brown
Service Member
Anthony Chapman
Engagement Partner
5 Vaughn Drive
Princeton, NJ 08540
Tel:  (609) 520-1188
Fax:  (609) 520-9882
Website: www.withum.co

Having first started their careers with "Big Eight" accounting firms, WS+B's founding partners, Frederick Withum, Leonard Smith and Ivan Brown, saw an opportunity to serve growing companies that needed expert advice along with personalized and timely services. The firm they envisioned would be client-focused and employee-friendly. It would provide a professional and caring environment where talented, people-oriented professionals could reach their potential, where all clients would receive responsive attention to their needs and where the highest professional and ethical standards would be upheld.Our firm's founding principles of dependability and exceptional service along with its people-focused philosophy have been the cornerstone of our success and fine reputation for more than 30 years. Clients know they can trust WS+B's highly skilled professionals whose expertise in accounting, auditing, taxation and consulting has repeatedly assisted businesses in realizing their full potential. Incorporated in 1974 in Middlesex County, New Jersey, with a total of just six employees, WS+B now operates offices in New Jersey, Pennsylvania, New York and Maryland. The firm also employs approximately 375 dedicated individuals, over 185 who are CPAs.

WNC Insurance Services, Inc. (dba WNC First Insurance Services)
Service Member
Endorsed Vendor                                                                                                               4101 McEwen Road
Suite 300
Dallas, TX 75244
Tel: (800) 798-5522
Fax: (972) 250-6415
Website: www.wncinsuranceservices.com                                                                                                                                                    Contact:                                                                                                                            Michael Randall, SVP Sales                                                                                                      Tel: (803) 237-5428                                                                                                               Fax: (803) 865-6619                                                                                                             Email: mrandall@wncfirst.com                                                                                              Sheri Kordsmeier, VP Business Development                                                                             Tel: (770) 641-0264                                                                                                               Fax: (770) 641-7231                                                                                                           Email: skordsmeier@wncfirst.com                                                                       

Established in 1962, WNC Insurance Services specializes in meeting the property and casualty insurance needs of financial institutions engaged in real estate mortgage and consumer lending and loan servicing.  WNC’s lender-placed flood, multi peril, collateral protection insurance and insurance tracking programs help banks eliminate uninsured losses in their loan portfolios.  In addition to representing “A” rated carriers, WNC is one of the top five US contract holders and the #1 US flood contract holder at Lloyd’s of London.

Wolf & Company, P.C.
Service Member
Boston Office:
Gerald Gagne
Member of the Firm
99 High Street
Boston, MA 02110-9801
Tel: (617) 439-9700
Fax: (617) 542-0400
Albany Office:
L. Randy Marsicano
Manager, IT Assurance Services
125 Wolf Road, Suite 209
Albany, NY 12205
Tel: (518) 454-0880
Fax: (518) 454-0882
Website:  www.wolfandco.com

Wolf & Company, P.C. is a regional certified public accounting and business consulting firm employing over 140 professionals providing audit, tax, IT assurance, regulatory compliance, internal audit and business consulting services.  Wolf's clients include privately held and publicly traded businesses, financial service entities, non-profit organizations and individuals.  Wolf & Company, P.C. is registered with the Public Company Accounting Oversight Board and is a member of both a national and international affiliation of CPA firms.

Wolters Kluwer Financial Services
Service Member
6815 Saukview Drive
St. Cloud,  MN 56303
Tel:  (320) 251-3060
Fax: (320) 251-8110
E-Mail: pam.braland@wolterskluwer.com
Web Site:  www.wolterskluwerfs.com
Contact:  Pam Braland, Alliance Manager

Wolters Kluwer Financial Services is the leading provider of regulatory compliance solutions and services for banking, securities, and insurance. We bring together some of the industry’s most trusted and reliable solutions to help financial organizations address compliance requirements, reduce risk, and operate more efficiently. Our leading brands include Bankers Systems, Expere^®, GulfPak, PCi, and VMP^® Mortgage Solutions. From paper documents, software, and training resources to fully integrated technology solutions, we deliver the products and services you need in today’s rapidly and constantly changing financial services industry. Visit www.WoltersKluwerFS.com.

Zurich North America Financial Enterprises
Service Member
417 Cokesbury Road
Annandale, NJ 08801
Tel: (908) 437-1255
Fax: (908) 437-1265
Website: www.zurichna.com
Contact: James T. Tierney

Zurich Financial Services (www.zurich.com) is an insurance-based financial services provider with a global network that focuses its activities on its key markets in North America and Europe. Founded in 1872, Zurich is headquartered in Zurich, Switzerland. Through its offices in more than 50 countries, 62,000 Zurich employees serve clients in more than 120 countries. In North America, Zurich (www.zurichna.com) is a leading commercial property-casualty insurance provider serving the global corporate, large corporate, middle market, small business (not offered in Canada), specialties and programs sectors. Behind this success is a culture of continuous improvement and a pride in excellence. It comes from 130 years of experience, taking care of the risk protection and wealth creation needs of individuals, businesses and corporations all over the world. With our global spread and cross-business connections, we can draw on the expertise of a worldwide network of Zurich professionals and business partners.