401(k) Program

Defined Benefit Retirement Plan

Credit Life & Disability Insurance Plans

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Accume Partners  ̶  Outsourced Internal & IT Audits

Accurate Background Inc. - Pre-Employment Screening Services

Affinion Group  ̶  Affinity Marketing

Agility Recovery -- Business Continuity

Alex Sheshunoff  ̶  Consulting Services

ANOVA Financial Corporation

BancAssurance  ̶  Agency Insurance Products
• Family Protection Term Life
• Essex National Securities, Inc.  ̶̶  Investor's Marketplace  ̶  Annuities & Mutual Funds
• Customer Appreciation Program – AD&D
• Title Insurance Agencies

Bank Employee Benefit Insurance Plans
• Group Dental Plan
• Group Term Life and AD&D
• Optional Term Life Insurance for Employees
• Executive Supplemental Life and AD&D
• Dependent Life Insurance
• Directors Life Insurance
• Personal Accident Insurance
• Long Term Disability
• NYS Short Term Disability

BISYS  ̶  Qualified Forms

Banking Infrastructure & Technology Services BITS

CBCInnovis – Flood Zone Determination Program

Clark Consulting - Bank-Sponsored Long Term Care Plans for Executives & Directors

Clark Consulting  ̶  Deferred Compensation Plans For Bank Executives And Directors

Clark Consulting  ̶  Executive Group Term Carve-Out

Continuity Centers - Disaster Recovery and Business Continuity

Cost Segregation Services, Inc. (CSSI)

Deluxe Financial Services, Inc.

Elan Financial Services  ̶  EFT Processing

Encounter Collaborative  ̶  Discount Audio Conferencing Program

5Star Bank  ̶  Credit Cards  ̶  Bancard Agent Programs

FundsXpress Internet Banking

Global Vision Systems  ̶  PATRIOT Officer, BSA/AML/ATF Software

The Insurance Advisor (Private Client Group - Trust Owned Life Insurance Manager

IRIS (Image Retention Information System)  ̶  Digital Video Surveillance Systems

iVAULT!  ̶  Electronic Archive & Retrieval Service

Job Bank

Open Solutions  ̶  Totalplus Product Suite  ̶  Core Processing

Optimum System Products, Inc.  ̶  Supplies Purchasing Program

Progressive/ABA-sponsored Insurance Program  ̶  D&O Liability and Bond coverages

Promontory Interfinancial Network - CDARS CD Account Registry Service

PWCampbell Bank Planning, Design/Build & Construction Management

Remi Group Equipment Maintenance Program

Re$ubmitIt Electronic Collection of Returned Deposit Items

SEI  ̶  Cash Sweep Program

Senior Crimestoppers Program  ̶  CRA Credit Opportunity

Strohl Systems - PLANet Business Continuity Planning Tool

Strunk & Associates, L.P.  ̶  Overdraft Privilege Program

Thumbprint Signature Program  ̶  Check Fraud Deterrent

TransFirst  ̶  Merchant Card Processing

Travelex  ̶  Visa Prepaid Product

Unum Provident  ̶  Group Long Term Care

Unum Provident  ̶  Voluntary Short-term Disability

WNC Insurance Services, Inc. – Lender Placed Property Insurance

Wells Fargo  ̶  Foreign Exchange Online

Workers Compensation Safety Group

Xerox  ̶̶  Office Equipment/Business Machines

Zero In, Point of Sale Digital Signage Networks

Zix Corporation  ̶  Secure Email Encryption Solutions