ANOVA Financial Corporation

ANOVA^® provides FDIC-insured, flexible, innovative solutions tailor-made for the way community banks do business. Whether your bank needs funds to meet loan demands or has excess liquidity, ANOVA provides a high yield, liquid alternative that is backed by an experienced organization, proven technology and optimum security. It’s simple and accessible 24/7 within the online AnovaCore^® Bank Community.

ANOVACORE^® - is a wholesale funding solution for banks that is an alternative to gathering brokered deposits or relying on the Federal Home Loan Bank as a lending source to meet loan demands.  Funds are offered on a fixed monthly interest rate without broker or other fees of any sort.  There is no collateralization or compensating balance requirements and funds are completely liquid.

ANOVAFUNDS^® - offers bankers an alternative Treasury Service and your bank customers with a liquid and entirely FDIC insured way to spread deposits over $250,000 and earn a high interest rate.  Accounts are fully FDIC Insured up to $10 million with daily liquidity and no early withdrawal fees. Depositors earn a fixed deposit rate which is set on a monthly and advantageous when compared to alternative short term investments.

Reciprocal Exchange Deposit Program^® - banks providing additional peace of mind to your deposit customers by stretching FDIC Insurance up to $10 million per depositor account. ANOVA’s REDPsm consists of a group of banks who have formed a network to provide their deposit customers a means to move uninsured deposits into fully 100% FDIC insured deposits. Each participating bank offers its depositors the advantage of setting up an ANOVA insured deposit account for all customer deposits over $250,000. Uninsured deposits are then exchanged through ANOVA’s account structure to other network member banks in increments of $245,000 or less, and deposited within a Master MMDA account at each member bank. In return each initiating bank receives reciprocal deposits from within the network and supplemental deposits from other ANOVA deposit sources on a dollar for dollar basis.

ANOVA employs a network of member banks that allows us to divide deposits into insured amounts that can be monitored by depositors in real time through the www.AnovaFinancial.com web portal.

Learn more: http://www.AnovaFinancial.com

For more information contact Kim Winslow at 888-266-8293 (1-888-ANOVA-YES) or kwinslow@anovafinancial.com