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CONSUMER LENDING, 5th
Edition (2006)
This comprehensive overview of the
consumer lending business covers the essentials about closed-end loans,
direct and indirect lending, and open-end credit products. You
will trace the consumer lending process from developing and taking loan
applications to collection and recovery. Consumer Lending
reviews the credit investigation process and how loan decisions are
made. You will develop a greater understanding for client
relationship building and the importance of consumer regulations.
Other topics include:
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the loan application generating
process
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how effective marketing increases
loan outstandings and application volume
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consumer loan information sources
and the credit verification process
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how the five C's of credit are used
in credit evaluation and decision making
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factors affecting loan pricing and
loan structuring loan documentation
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laws and regulations important to
the lending process
Special Features include:
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Real-life situations faced by
bankers assisting consumer loan clients
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"Did You Know" boxes throughout the
textbook on banking facts
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Lists of additional resources,
including websites
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A comprehensive end-of-chapter
summary that highlights the major concepts
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Term definitions in chapter
sidebars and a glossary of terms at the end of the textbook
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A sample bank compliance policy and
a sample bank consumer lending policy
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An extended case study of a bank's
lending function, including balance sheets, income statements,
portfolio reports, profit and loss reports, and interest rate analysis
Commercial Lending supports the AIB Online course in Consumer Lending
and may be used to teach Consumer Lending in the classroom..
Softbound, 438 pages, 5th Edition, 2006
Catalog #3003268
$75 members; $1085 non-members
Publication Order Form
Instructor's Manual - CD-ROM
Catalog #3003269
$45 members; $65 non-members
For further information,
call NYBA Education at (212) 297-1679. |
