Fundamentals of Consumer Lending  

FUNDAMENTALS OF CONSUMER LENDING

Course Description: 
Fundamentals of Consumer Lending provides students with basic knowledge about consumer credit.  It covers terminology, basic categories of consumer credit, determining credit worthiness, and the application process.  It includes the origin of regulations protecting consumer credit transactions, and reviews specific regulations that apply to consumer credit.

Audience:  Personnel who currently sell or are otherwise involved in the consumer lending process.

Learning Objectives:  After completing this course, students will be able to: 

  • Explain how banks make money from loans
  • Describe the basic categories of consumer credit -- open-end, closed end, secured and unsecured
  • Define basic credit terminology
  • Describe the five C's of credit 
  • Describe the application process and actions required to assure bank compliance with regulations.

Course Credits:  AIB credit: 0.5; ICB credit: 7.25 (CLBB)

Delivery Options: This course can be delivered in the classroom or online in either an instructor-led or self-paced format:

  • ABA eLearning Self-paced online course  (length: 3-4 hours)
    Price: $95 members; $130 non-members 
    ENROLL NOW
     

  • AIB Online Instructor-led course (length: 5 weeks)
    Price: $250 members; $315 non-members
    Course Start Dates
    Enroll Online ;
    Print Registration Form
     

  • Participant's Handbook and Trainer's Guide - Tools for in-house training
    Handbook:  Catalog #3003830 - $36.75 member; $57.75 non-member
    Trainer's Guide:  Catalog #3003831 - $95 member; $135 non-member
    Publication Order Form


    Please note:  Fundamentals of Consumer Lending is printed on demand as ordered.  The Handbook and Trainer's Guide may not be returned.

For further information, please call Elisa Legg at 212-297-1679 or elegg@nyba.com.

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