AIB Overview     AIB Online     AIB Online Schedule     ABA eLearning     AIB Diplomas AIB ANALYZING FINANCIAL STATEMENTS  Course Description:  Analyzing Financial Statements is a practical introduction to financial analysis from the viewpoint of the commercial loan officer. This program gives you the skills you need to effectively assess a borrower's ability to repay loans. Delivery Methods: Instructor-led online course - AIB Online Overview   Course Start Dates     Enroll Online       Print Registration Form Price $505 NYBA or ABA Members/$625 Non-Members $7.50 shipping/handling fee is added to AIB Online Courses with textbooks.  Length 16 Weeks Course Credits AIB: 3.0; ACE: See below Prerequisites General Accounting or Financial Accounting Required Software Adobe Acrobat Reader; Microsoft Internet Explorer Browser 7.0 or Mozilla Firefox 2.0 or higher Textbook Analyzing Financial Statements, 7th Edition, ABA, 2007    Course fee includes textbook. Self-Study - AIB Self-Study $300 members; $400 non-members (text must be purchased separately) Classroom Training - Textbooks Purchase textbooks for in-bank or classroom training.  Call 212-297-1679 to discuss earning AIB credit for in-bank courses. Audience:  Commercial loan officers, credit analysts, and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process.  Learning Objectives:  After completing this course, you will be able to: Relate how a company's type of business, legal structure, size and management strategies affect the way a lender conducts financial analysis Analyze income statements, balance sheets, and pro forma statements Calculate key financial ratios and use them to compare a company's performance with that of the company's industry Use advanced analytical techniques: sensitivity analysis, sustainable growth, working investment analysis, break-even analysis, and operating leverage Determine when a funds flow statement is required Construct and analyze long-run, multiple-year forecasts of income statements and balance sheets Construct and interpret a cash budget ACE College Credit Recommendation:  In the lower division baccalaureate/associate degree category, 3 semester hours in Finance or Accounting. Questions: Call NYBA Professional Development at (212) 297-1679 or email elegg@nyba.com.  The New York Bankers Association is a Local ABA Training Provider.