AIB - Analyzing Financial Statements  

AIB - ANALYZING FINANCIAL STATEMENTS

Course Description:  Analyzing Financial Statements is a practical introduction to financial analysis from the viewpoint of the commercial loan officer. This program gives you the skills you need to effectively assess a borrower's ability to repay loans.

Audience:  Commercial loan officers, credit analysts, and trainees who have a basic knowledge of accounting principles and practices, and a familiarity with the commercial lending process.

Learning Objectives:  After completing this course, you will be able to:

  • Relate how a company's type of business, legal structure, size and management strategies affect the way a lender conducts financial analysis

  • Analyze income statements, balance sheets, and pro forma statements

  • Calculate key financial ratios and use them to compare a company's performance with that of the company's industry

  • Use advanced analytical techniques: sensitivity analysis, sustainable growth, working investment analysis, break-even analysis, and operating leverage

  • Determine when a funds flow statement is required

  • Construct and analyze long-run, multiple-year forecasts of income statements and balance sheets

  • Construct and interpret a cash budget

Textbook:  Analyzing Financial Statements, 7th Edition - 2007 by George E. Ruth.

Credit:  AIB:  3.0; ACE:  3.0

Delivery Options: 

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