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FAIR CREDIT REPORTING ACT (FCRA)
Self-paced online course: ABA eLearning
Price: $95 members; $130 non-members ENROLL NOW
Course Description Fair Credit Reporting
Act (FCRA) describes this federal law that addresses the rights and
obligations of four groups: Consumer reporting agencies; Users of
consumer information; Furnishers of consumer information;Consumers.
This course defines the key terms used in the Act, including permissible
purposes, and provides an overview of the FACT Act. This course promotes
discussions surrounding reporting and disclosure requirements. REVISED: 2009
Audience: Personnel involved in using or reporting
credit information.
Learning Objectives:
After completing this course,
students will be able to:
·
Define key
terms used in FCRA
·
Discuss the
primary permissible purposes that affect financial institutions
·
Describe
consumer reporting requirements of FCRA
·
Describe key
elements covered by the FACT Act
·
Share an
overview of key notice requirements
·
Discuss
affiliate disclosure requirements.
Course Credits: AIB: 0.0 ; ICB: 0.75 CLBB, CPB
Note: This course is not approved for Mortgage
Loan Originator training.
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