Course Demos     Log Into ABA eLearning     AIB Overview     AIB Online Courses     AIB Textbooks Reg Z HOEPA (Sect. 32) Loans and Higher-Priced Mortgage Loans   Released 3/1/11 ABA eLearning  Self-paced online course Price: $95 members; $130 non-members Print Registration Form     Enroll Online This course is also available at discounted prices under an annual license.  Call or email for details. This course is available to ABA Member banks at no cost under a license agreement. Prerequisites: Reg Z Overview Course Description:  Reg Z HOEPA (Sect. 32) Loans and Higher-Priced Mortgage Loans describes the characteristics of mortgage loans subject to either the HOEPA or the HPML requirements of Regulation Z. The course explains the underwriting standards, timing and disclosure requirements, escrow, and servicing requirements. It also explains the penalties for violations of these sections of Regulation Z.  Audience:  All branch personnel responsible for taking consumer mortgage loan applications. Learning Objectives:  After completing this course, students will be able to: •Identify the disclosures required and what they include •Describe the features that are banned from high-rate, high-fee loans •Examine the impact of new laws and regulations that protect consumers against abusive lending practices •Recognize a HOEPA and a HPML loan based on price and type of loan •Describe the three new special compliance requirements •Identify the consequences for not complying with the new Reg Z rules For further information, please call NYBA Professional Development at 212-297-1679 or elegg@nyba.com.