Intro to Analyzing Financial Statements 

INTRODUCTION TO ANALYZING FINANCIAL STATEMENTS

Course Description

Introduction to Analyzing Financial Statements presents students with the tools needed to analyze financial statements with confidence. After reviewing the importance of analyzing financial statements in the small business lending process, students will learn the terms and steps associated with analyzing financial statements, including the income statement, the balance sheet and the cash flow statement. By the end of the course, students will have a better picture of what is required in analyzing financial statements, and know how to explain their interpretations of the financial information.

Audience
Bank personnel responsible for reviewing financial statements for the purpose of assisting in making lending decisions, monitoring the ongoing health of the business, or conducting the initial financial analysis.

Learning Objectives
After completing this course, students will be able to:

  • Define financial statement analysis and explain its importance in the small business lending process

  • List the basic steps of financial statement analysis and the purpose of each step

  • Analyze an income statement and balance sheet

  • Calculate and interpret key ratios

  • Perform a simple cash flow analysis

Course Credits
AIB: 0.5
ICB: 3.75 CLBB or CTFA (PFI)
CEU: 0.5

Optional Software
Adobe Acrobat Reader and RealPlayer

Platform Support
Students can take this course on computers running Windows, Macintosh or UNIX.

Delivery Methods
This course is available in the following formats:

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