INTRODUCTION TO ANALYZING FINANCIAL STATEMENTS

Course Description:  Introduction to Analyzing Financial Statements introduces financial statement analysis as a means of determining the viability of a small business loan request or monitoring the financial solvency of the business.  The course covers analyzing the income statement and balance sheet, determining key financial ratios and trends, and performing basic cash flow analysis. 

Audience:  Bank personnel responsible for reviewing financial statements for the purpose of assisting in making lending decisions, monitoring the ongoing health of the business, or conducting the initial financial analysis.

Learning Objectives:  After completing this course, students will be able to:

• Define financial statement analysis and explain its importance in the small business lending process

• List the basic steps of financial statement analysis and the purpose of each step

• Analyze an income statement and balance sheet

• Calculate and interpret key ratios

• Describe the cash flow cycles of the different business types

• Perform a simple cash flow analysis

Course Credits:  AIB: 0.5;  ICB: 3.75 CLBB or CTFA (PFI)

Delivery Options: This course can be delivered in the classroom and is also a self-paced online course:

• ABA eLearning Self-paced online course  (length: 3-4 hours)
  Price: $95 members; $130 non-members  ENROLL NOW
  (Discounts for multiple enrollments are available.)
   

• Participant's Handbook and Trainer's Guide - Tools for in-house training
  Handbook:  Catalog #3004621
  $47.25 member; $73.50 non-member
  
  Trainer's Guide:  Catalog #3004622
  $95 member; $135 non-member
  
  Publication Order Form
  
  Please note:  Introduction to Analyzing Financial Statements is printed on demand as ordered.  The Handbook and Trainer's Guide may not be returned.

For further information, please call Elisa Legg at 212-297-1679 or elegg@nyba.com.