THE FORUM IN PICTURES                                       THANK YOU TO ALL OUR SPONSORS!
 

NYBA Chairman Thomas L. Hoy, Chairman, President &
CEO of Arrow Financial Corporation, welcomed bankers
to the Forum.


Jamie Dimon, Chairman & CEO, JPMorgan Chase & Co. went
"Off the Record" as the Forum's closing speaker.


NYBA President & CEO Michael P. Smith called for "one
voice for one industry" in his remarks.


Luncheon speaker Joe Scarborough, host of MSNBC's
"Morning Joe" with NYBA Chairman Thomas L. Hoy,
Chairman, President & CEO, Arrow Financial Corporation.


MSNBC Senior Analyst Ron Insana spoke on "Politics,
Policy and the Economy.


Mark Czarnecki, President of M&T Bank, and Vice Chairman
of NYBA, participated in a panel discussion with fellow
bankers.


Joseph Ficalora, Chairman, President & CEO of New York
Community Bank, appeared on a panel to discuss the
challenges and opportunities for the industry.

John Hope Bryant, Chairman, Founder & CEO of Operation HOPE,
NYBA's financial literacy partner, spoke about the importance of
hope in educating the nation's young people. Mr. Bryant also
discussed his new book "Love Leadership."


Mark Tryniski, President & CEO of Community Bank, N.A.
discussed the state of the industry on a panel with fellow
bankers.


Michael P. Smith, President & CEO, NYBA (right) moderated a
panel on regulatory reform with some of the nation's leading
authorities on the topic: (l -r) Charles Calomiris of Columbia
University, H. Rodgin Cohen of Sullivan & Cromwell, and
Peter J. Wallison of The American Enterprise Institute.


Ray O'Conor, President & CEO, Saratoga National Bank & Trust
Company asked a question of the panelists on regulatory reform.


Jack H. Webb, President & CEO, Alliance Bank, N.A. asked
Jamie Dimon about the nation's future economic picture.


John A. Kanas, Chairman & CEO, BankUnited discussed private
equity investment in failed financial institutions.

THANK YOU TO OUR SPONSORS!