Arrow
Financial Corp.
Glens Falls National Bank
& Trust Company
Saratoga National Bank & Trust Company, Saratoga Springs
Financial Institutions,
Inc.
Five Star Bank
Hudson Valley Holding
Corp.
NYNB, Bronx
Keycorp
KeyBank, N.A., Albany
NBT Bancorp.
NBT Bank, Norwich
New York Community
Bancorp, Inc,
New York Community Bank
CFS Bank Division
Queens County Savings Bank Division
Richmond County Savings Bank Division
Roosevelt Savings Bank Division
Roslyn Savings Bank Division
New York Commercial Bank
Atlantic Bank Division
Tompkins Trustco, Inc.
The Bank of Castile
Mahopac National Bank
Tompkins
Trust Company, Ithaca
