Analyzing Business Financial Statements and Tax Returns
ABA SELF-PACED ONLINE TRAINING
Examine personal financial statements and tax returns, including combining business and personal cash flows into a global analysis.
Learning Objectives:
- Types of Personal Financial Statements
- Describe the basic formats for personal financial statements
- Identify the information that is reviewed and verified prior to analyzing the personal financial statement
- Key Ratios and Adjusted Net Worth
- Calculate and interpret the liquidity ratio, unsecured debt ratio, and debt-to-income (DTI) ratio
- Perform an analysis using ratios to determine a personal financial condition
- Describe the components of adjusted net worth
- Use adjusted net worth to perform an analysis of key personal asset and liability accounts
- Personal Tax Returns and Cash Flow
- Describe the key components of a personal tax return
- Use tax return information to develop a personal cash flow
- Combining Business and Personal Cash Flow into Global Cash Flow
- Explain why global cash flow is critical when making credit decisions
- Develop a global cash flow and global DSC for a borrower
Related Training: Certificate in Business and Commercial Lending
ABA Certifications: 7.25 CLBB
The New York Bankers Association is a Local ABA Training Provider.
Questions: NYBA Professional Development at
(212) 297-1679 or
[email protected].